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best rates on trucking insurance

How to Get the Best Rates on Trucking Insurance

Insurance helps us in many aspects of our lives, and as a truck owner, your truck insurance can protect you in the event of an unwanted incident. However, it can be a challenging task for a trucking company to find optimal rates for their truck insurance policy.

Though getting the best truck insurance policy is vital, we can’t ignore the significance of receiving a good rate. Nevertheless, a key takeaway is that the insurance industry is getting more and more competitive with new agencies entering the business every day. Fortunately, you may be able to use this to your advantage when shopping around for the best rates.

Don’t worry if you don’t know how to go about it, we’re here to help you out. In this article, we’ll share 5 ways you can get the best rate on your truck insurance.

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reduce your commercial insurance

How to Reduce Your Commercial Insurance Rates

As an independent owner-operator, you’re probably looking for the best trucking insurance to reduce your costs. Insurance coverage can be a burden on your finances, especially for small fleet owners.

Various factors can affect your truck insurance rates, such as:

  • The age and experience of your drivers 
  • How long you’ve been in business
  • The condition of your trucks 

To help you out, we’ll discuss a few ways you can reduce your commercial insurance rates.

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trucking in snow

Safety Guide for Trucking in Snow

Trucking in the snow is more challenging since overall visibility and control over your vehicle are reduced. Driving a semi in the snow requires a certain set of skills, experience, and knowledge. This is because the chances of getting into an accident increase significantly in the winter.

Not to mention, truck drivers are having to operate large and heavy vehicles in these conditions, which makes it even more difficult. Being aware of the risks can help you avoid an accident while trucking in the winter.

In this article, we’re going to discuss some safety tips for truckers hauling goods in the winter.

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transporting hazadous materials

Tips for Transporting Hazardous Materials

Statistics reveal that nearly 3 billion tons of hazardous material are transported in the US every year. Interestingly, most of these materials are transported with the help of trucks. Although these trucks are equipped to safely transport hazardous substances, there’s still a chance you can get into an accident.

Since many of these substances are toxic or flammable, you must ensure they’re safely transported. We will mention some of these tips for your guidance and help you maximize protection against any unwanted incidents.

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loading dock

Loading Dock Safety Tips

If you’re a truck driver, you’ll be spending at least some of your days at a loading dock either dropping off goods or picking them up. The loading dock can be a dangerous place as trucks, trailers, and forklifts are typically moving at the same time. There are risks for pinch point injuries from rolling doors, fall hazards from elevated docks and truck beds, and accidental collisions between equipment and workers—among other hazards.

Even if you aren’t the one doing the loading/unloading, it’s everyone’s job to make sure injuries and accidents are avoided. As a truck driver, you’re responsible for your safety and the safe transport of your load.

Therefore, in this article, we’ve provided some vital safety tips for truck drivers at the loading dock.

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night driving

Night Driving Safety Tips

Night driving can be difficult due to driver fatigue, reduced vision, drunk drivers, and wildlife.  Drivers are four times more likely to get in an accident at night, the majority of the time the main cause is driver fatigue.

However, for truck drivers, there are numerous benefits to driving at night. For instance, there’s less traffic and more parking options available. While some truckers may prefer driving at night for these reasons, that doesn’t mean there’s no risk involved. Fortunately, there are a few tips that can help you minimize these dangers and make your trips at night safer.

In this article, we’ll discuss ways truck drivers can stay safe during their night trips.

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back up a tractor trailer

How to Safely Back Up a Tractor Trailer

While backing up a tractor-trailer may seem no different than any other vehicle, it’s not. It’s quite challenging due to the size and complexity of a commercial vehicle. A large number of truck drivers struggle with this task since it’s one of the hardest maneuvers.

Putting your tractor-trailer in reverse is one of the biggest causes of truck damage. A high number of claims filed in the trucking industry involve a driver backing up a tractor-trailer. Therefore, backing up a semi is a crucial skill and needs to be taken seriously!

In this article, we will give some suggestions on how to safely back up your big rig.

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sun glare

Sun Glare Reduction Tips for Truckers

Sun glare on the road is a big problem for almost every truck driver. This glare not only makes it harder to see the road but also causes severe headaches and tension around the eyes. This can also lead to driver fatigue. Unfortunately, even after the sun goes down headlights can reflect off road signs and affect your ability to see clearly.

Therefore, since it’s a constant problem, finding an optimal solution should be of top priority if you’re a commercial driver. In this article, we are going to discuss some sun glare reduction tips to make navigating your routes easier Let’s begin.

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driver fatigue

How to Avoid Driver Fatigue

Physical or mental exertion can cause driver fatigue in truck drivers. This fatigue is quite common because truckers travel all over the country working long odd hours. Therefore, they often get inadequate sleep or have an inconsistent sleep schedule.

The Large Truck Crash Causation Study revealed that around 13% of truck drivers were fatigued at the time of their crash. This statistic is alarming and presents a major issue in the trucking industry.

Although situations like these can’t be 100% avoided, there are some ways to stay well-rested and healthy during your trips.

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