Trucking

For all things trucking, we’ve got you covered! Our topics include laws, regulations, safety, music, and more. This collection of articles contains all the information you need to know. Whether you are a trucker or you own your own trucking business, this can be beneficial to you.

Trucking insurance can be complicated, but we strive to make it as easy as possible for you! That is why we’ve compiled these articles so that they can be of easy access. Call for more information or for a free quote now. Here at InsuranceHub we make insurance easy.

What Does Cargo Insurance Cost?

Cargo insurance is essential for truckers who haul and deliver goods for a living. This coverage ensures that lost or damaged shipments are compensated for, up to your policy’s limit. Given that many shipments are worth hundreds of thousands of dollars or more, truck cargo insurance can be quite costly.

Shippers are stringent about truck drivers having the proper coverage. Failure to meet these requirements can result in being denied the load. Cargo insurance is critical for businesses prioritizing the protection of their goods during transportation.

The Top 5 Risks Covered by Fuel Tanker Insurance

Running a hazmat business isn’t easy. From navigating strict regulations to managing the inherent risks of transporting hazardous materials, the challenges are numerous. One small mistake can lead to significant financial losses or, worse, accidents that put lives in danger. If you’ve ever felt the weight of these responsibilities, you’re not alone. Many business owners in the hazmat industry share your concerns.

What Is Reefer Trucking? Benefits, Challenges, and Best Practices

Reefer trucking is critical for transporting temperature-sensitive products safely. While many people associate reefer units with food, they also transport sensitive electronic equipment, medical supplies, and other perishable goods. Proper maintenance of a reefer unit is crucial to delivering undamaged products, ensuring customer satisfaction, and upholding the integrity of the supply chain.

Top Tips for Choosing the Best Tow Truck Insurance in Florida

Running a tow truck business in Florida is no easy task. Balancing the demands of your clients, maintaining your fleet, and ensuring that your drivers are safe on the road can be overwhelming. One of the most significant challenges is securing the right tow truck insurance to protect your business without breaking the bank. We get it – finding affordable and comprehensive coverage can seem like an impossible task. But don’t worry, you’re not alone in this journey.

Top Mistakes to Avoid with Commercial Insurance for Your Trucks

Navigating the world of commercial insurance for your trucks can be daunting. If you’re a trucking company or truck driver, you’ve likely felt overwhelmed by the complexities and fine print of insurance policies. The pressure to protect your fleet and ensure compliance without breaking the bank is immense. You’re not alone in this struggle.

no down payment commercial truck insurance

Low or No Down Payment for Commercial Truck Insurance

Navigating the world of commercial truck insurance can be a daunting task, especially when you’re trying to secure coverage without breaking the bank. The thought of hefty down payments can be overwhelming, leaving many wondering if there’s a way to get the insurance they need without that initial financial strain.

What’s a BMC 91 Filing?

Like any other industry, trucking businesses must comply with state and federal insurance laws. The FMCSA oversees this sector, requiring all motor carriers, broker authorities, and freight forwarders to have the necessary insurance in place before they can be issued operating authorities.

However, it’s important to note, different situations require different filings. Therefore, you must know what federal filings you need since each has a distinct purpose. The main factors that influence which truck insurance filings you need are the type of cargo you haul, what you drive, and your hauling radius.

In this article, we’ll discuss the importance of BMC-91 filings as well as the MCS-90, BMC-84, and BMC-34. Let’s get started.

How Authorities Determine the Severity Weight of Violations

The Compliance, Safety & Accountability (CSA) program uses data from crash reports and roadside inspections to identify drivers exhibiting unsafe driving behaviors. The Federal Motor Carrier Safety Administration (FMCSA) may intervene with these drivers at a later time to address safety concerns.

Each violation is assigned a severity weight based on various factors, which we’ll explain in detail.

The Best Truck Insurance Companies

Right now, there are about 3.5 million truck drivers working across the U.S., with around 750,000 trucking businesses up and running. With so many options out there, choosing the best truck insurance company isn’t exactly straightforward.

Just like any kind of insurance, truck insurance is all about giving folks in the transport industry the protection they need. The U.S. is packed with a ton of commercial truck insurers, each offering their own special blend of policies.

Let’s take a look at some of the biggest names in truck insurance, as well as the companies that drivers really love.