Do you need flatbed truck insurance?
We can help you get flatbed truck insurance quotes.
Getting flatbed truck insurance might seem like an impossible task. Where do you start? How do you get truck insurance quotes? How much does flatbed insurance cost? How can you get cheap flatbed truck insurance? These might be some of the questions buzzing around in your mind, and we can help answer them.
What is a flatbed truck?
Flatbed trucks are essentially trucks with a flat, open bed. The truck bed doesn’t have railings, sides, or a roof, so flatbeds are ideal for transporting bulky or awkward loads that won’t fit neatly into a closed truck. The open bed allows for easy loading and unloading. Of course, the loads hauled by flatbeds can’t be susceptible to rain damage or be especially fragile. To secure the cargo, there are tie-down hooks that allow the load to be fastened to the truck.
Are there any other names for flatbed trucks?
What are the recommended coverages for a flatbed truck?
Getting the right insurance for your trucking business is so important. Check out some of these recommended coverages specific to your flatbed truck:
Understanding why these factors influence your trucking insurance
Your drivers: The age, experience, and driving records of your drivers affect how much you’ll pay for your insurance.
Your truck: The make, model, and year of your flatbed will all have an effect on your insurance rates.
How many trucks you have: The more trucks you need to insure, the more expensive your insurance will likely be.
Speeding tickets: Speeding tickets on your record or your drivers’ records are seen as being indicators of risk. If you present a bigger risk to the insurance company, they will charge you more for insurance.
Accidents/claims/losses: Your business’s record of losses will have an effect on your insurance rates because, like speeding tickets, past claims indicate risk.
What kind of business you are/What you haul: The type of work you do has an effect on your rates.
Your radius and location: Where you’re located and how far you haul loads are both things that the insurance company will look at.
The only way that you can get an accurate idea of the cost of flatbed truck insurance for your business is to get a quote.
We can help you shop around for the best possible rate for your insurance and get flatbed insurance quotes for your business. All you have to do to get started with your quotes is fill out our online form or give us a call today. Our team of commercial truck insurance agents is here to help you with your insurance needs - our goal is to make insurance easy and to save trucking businesses like yours money on their insurance rates.