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Do you need workers' compensation for your trucking business?

We can help you get workers' compensation insurance quotes.

What is workers' compensation insurance?

As a truck driver, you know that your job isn't without its risks. That’s why it's important that you have the right workers’ compensation insurance coverage in place. Let's break down what workers’ compensation insurance covers in the trucking industry and how much it costs. 


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What does workers' compensation cover?

Workers’ compensation insurance covers medical expenses and lost wages incurred as a result of an employee getting injured or becoming ill at work. This type of coverage applies to employees who are injured due to workplace accidents or occupational diseases resulting from their work activities. It also includes injuries caused by repetitive motion, such as lifting heavy objects or sitting for long periods.

How much does workers' compensation insurance cost?

The cost of workers’ compensation insurance depends on several factors including the size of your company, the type of business you operate, and the number of employees you have on your payroll. Generally speaking, however, most companies can expect to pay between $500 and $1,000 per employee per year for this type of coverage.

Your drivers

Your claims/losses

Speeding tickets

Your vehicles

How many trucks you have

What you transport/haul

Your radius

How long you've been in business

Understanding the cost of workers' compensation insurance:

There are several factors that can affect the cost of workers’ compensation insurance. These include things like claims history (e.g., previous claims made by employees), the age and experience level of your workforce, safety protocols established within your organization (e.g., training programs), and any applicable state laws related to workers’ comp coverage requirements (e.g., minimum wage rules).

Additionally, certain industries may be more prone to hazardous working conditions than others—such as construction or trucking—which could lead to higher premiums being charged by insurers due to increased risk levels associated with those industries.

Get multiple workers' compensation insurance quotes.

One way that truck drivers can save money on their workers' comp premiums is through Truck Insurance Quotes – an online service that allows drivers to compare rates from multiple providers in one simple search process. All you need to do is fill out a short form with some basic information about yourself and your business needs; then you'll receive free quotes from top-rated carriers so you can find the best deal available for your situation!

Plus, if you're looking for additional coverages beyond what's included in standard policies, Truck Insurance Quotes makes it easy for drivers to add these extra features onto their plans without breaking their budget!


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