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COMMERCIAL TRUCKING INSURANCE ARTICLES

We are the trusted truck insurance advisors.

In the trucking industry, finding the right insurance for your commercial vehicle can be complicated. From federal and state regulations to motor carrier requirements, there are several things to consider. Getting insurance coverage, however, can be simple. At Truck Insurance Quotes, we strive to help you find quality and affordable insurance coverage that will protect your commercial vehicle, your business, and your cargo. No matter if you are looking for liability insurance, physical damage coverage, or other types of specialty plans, we can help you find the policy you need.

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Whether you are a trucker, owner, or operator, understanding the trucking industry and the insurance needed for different types of trucks can set you up for success. Take a look at some of the information below to get a better idea of how you can protect your business and your trucks. Let us know how we can help you!

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trucking agent

Questions to Ask Your Trucking Agent

When looking for truck insurance, it’s best to reach out to multiple insurance agencies so that you have various options to explore. This way, you can determine the best option for you and save a considerable amount of money on your insurance in the meantime.

When talking to a trucking insurance agent, there are several questions you should ask them to determine if they’re the best fit for you or not.

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To Drive Defensively You Should

To Drive Defensively You Should…

Considering the value of the cargo (cargo insurance cost) that you transport in your trailer, and your most precious cargo—yourself, driving defensively is arguably one of your most important responsibilities. Your life—and the lives of those that find themselves near you on the highway—depends on it. Let’s take a look at the meaning of driving defensively and discuss techniques for staying safe.

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Refrigerated Freight

Reasons to Switch to Refrigerated Freight

A refrigerated truck, also known as a reefer, is made to transport perishable items such as pharmaceuticals, chemicals, frozen goods, and food. They’re designed to keep refrigerated freight cool and at their desired temperature for the duration of the transportation process.

Furthermore, there are numerous advantages to becoming a refrigerated truck driver in this day and age. In fact, many drivers are opting for temperature-controlled freight versus hauling standard non-refrigerated items.

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Commercial Truck Inspections

How to Conduct Commercial Truck Inspections

When driving a personal vehicle for everyday use, most drivers simply jump in and go. However, for commercial motor vehicles used to transport cargo or passengers, extra consideration should be taken to ensure that they’re safe and ready for the road.

Performing pre-trip inspections on your commercial truck can catch potential problems before they have a chance to endanger the safety of you and others on the road. Take care of problems right away to prevent future costs and delays.

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box truck insurance

What Is Box Truck Insurance?

Box trucks are a game changer in the short-haul transportation industry. This is how it works, a box truck will pick up loads from warehouses, distributors, and depots and deliver them to their specified drop-off location.

Since these trucks typically haul expensive materials and equipment, they need to be adequately insured in case of an accident or collision. In the event of a loss, being underinsured can put you in a difficult situation where you end up in deep financial trouble.

Additionally, the insurance sector is regulated by the government and some form of liability coverage is required for transportation businesses. This is because truck drivers experience more risk due to the nature of the job and the size of their vehicle. Not to mention, it’s difficult navigating a commercial motor vehicle on congested highways with reckless drivers present.

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apply for operating authority

The Process of Applying for Operating Authority and DOT Numbers

The Federal Motor Carrier Safety Administration (FMCSA) requires commercial drivers to apply for an identification number with the United States Department of Transportation (USDOT) as well as an operating authority (MC number) in some cases.

To obtain your identification number via the USDOT, you must complete an online registration form at the FMCSA Unified Registration System (URS). You’ll have to access the URS directly since the FMCSA stopped accepting paper registrations for first-time applicants in December 2015. You won’t need to pay a fee to complete your registration.

In this article, we’ll discuss the process of applying for your MC number and DOT number. Let’s get started!

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DOT number

What’s a DOT Number and Who Needs One?

The Federal Motor Carrier Safety Administration (FMCSA) requires a Department of Transportation (DOT) number for trucks and other carrier vehicles that meet certain criteria. These typically pertain to GVWR, whether you transport paying customers, and whether you operate across state lines. In addition to the federal regulations, 37 of the 50 states require a DOT number.

It can be confusing, especially if you’re new to the business, to understand if this regulation pertains to you or not. Therefore, in this article, we’ll discuss everything you need to know about DOT numbers. Let’s get started!

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box truck insurance

How Much Does Box Truck Insurance Cost?

Box truck insurance generally costs between $2,000 – $40,000 per power unit a year. It’s a huge range, we know, but we give that range without knowing any details about your business – your drivers, your location, your loss history, and so on.

In this article, we’ll discuss the general cost box truck insurance and the various factors that affect your rates. Let’s get started!

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