COMMERCIAL TRUCKING INSURANCE ARTICLES

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You need to heed the Hours of Service regulations.

What are hours of service regulations for trucking?

Hours of service regulations are designed to keep the roadways safe for all parties, from motorcycles to big rigs, and to help drivers stay healthy and alert. Hours of service rules are defined by the Federal Motor Carrier Safety Administration and must be adhered to in all 50 states. Learning more about these important regulations helps protect … Read more

What insurance coverage do I need to get my truck tags?

The Department of Motor Vehicles (DMV) in every state requires both personal and commercial vehicles to obtain truck tags for license plates on an annual basis. The amount that drivers must pay for these truck tags depends on several factors, including age and type of the vehicle. Just as drivers of personal vehicles must prove … Read more

It's important to make sure that you have the truck insurance coverage.

Find the right truck insurance coverage with this checklist

It can be hard to figure out what kind of truck insurance coverage you need. Different types of trucking businesses need different types of insurance to make sure they’re protected from the various risks they face. Here’s a handy checklist that details a few different types of businesses and the insurance that’s important for them.

It's important to evaluate quotes for truck insurance.

How to evaluate quotes for truck insurance

Whether you are in the market for dump truck insurance, tow truck insurance, box truck insurance or any other type of insurance for a commercial vehicle, you need to know how to get truck insurance quotes and then compare them. This will help you make a decision about which insurance you purchase. We’ve got some … Read more

There's a difference between primary liability and secondary liability.

What is the difference between primary liability and secondary liability

Primary liability insurance for truckers is a type of policy they must carry under the mandates of the Federal Motor Carrier Safety Administration (FMCSA). It is the minimum insurance requirement that you must obtain when you operate or own a single commercial truck or a fleet of trucks. It provides you and other motorists with … Read more

If you lease onto a motor carrier, you'll need certain insurance.

What coverages do I need if I lease onto a motor carrier?

One of the first decisions you face as a new owner-operator is whether to operate under your own authority or lease onto a motor carrier. While each option has its advantages and disadvantages, the majority of new truckers opt for the latter. The biggest benefit of doing so is that the motor carrier finds loads … Read more

There are a few ways to save money on your dump truck insurance coverage.

How to save money on dump truck insurance coverage

Every business has a budget, and it’s wise to be frugal when it comes to various expenses, including insurance. If your business has a dump truck, you need the right insurance for that vehicle. And there are some key ways to save money when purchasing that insurance. Here are some simple ways to maintain great dump … Read more

If you're getting your operating authority, you need to have certain levels of insurance.

What is the minimum insurance I need to get my truck operating authority?

According to the Federal Motor Carrier Safety Administration (FMCSA), commercial trucking companies must obtain an interstate operating authority number if they meet certain criteria. The interstate operating authority number, also known as an MC number, is in addition to the requirement of obtaining a Department of Transportation (DOT) number. These criteria include businesses that: Transport … Read more

Certain vehicles require the driver to carry a CDL.

Do I need a CDL to drive this vehicle?

You may have a new job that involves driving certain special types of vehicles, or you may be driving vehicles other than standard private passenger vehicles just for personal use. Either way, there are times when you need to drive what are known as commercial vehicles, and those vehicles require you to have an added level of experience, skills, … Read more