Commercial Truck Insurance Articles

The Best Truck Insurance Companies

Currently, there are around 3.6 million truck drivers in the United States. The number of trucking businesses in the country currently stands at 700,000. Keeping these astounding numbers in mind, picking the best truck insurance companies can be a tricky endeavor.

Like how any coverage works, truck insurance provides those in the transportation industry with the proper protection. There’s a large number of commercial truck insurers in the US and each has their own unique policies.

Let’s discuss the largest truck insurance companies, as well as the ones highly rated by customers.

A Guide to Truck Insurance Filings

Commercial truck filings are an integral part of the truck insurance process. Filings are essentially proof that you’re complying with the federal and state requirements of operating a commercial vehicle. As you may know, having the minimum required liability coverage is required by law.

If you think about it, our truckers haul billions of dollars worth of goods every year. This puts a lot of trucking companies, shippers, and manufacturers at risk. Therefore, the government wants to verify that you’re operating with the necessary coverage to mitigate those risks.

This is where state and federal filings come into the picture. There are certain criteria you must meet before you’re required to show proof of insurance where you’re doing business. The whole thing can get pretty complicated considering many truckers transport goods all over the country.

In this article, we’ll discuss the instances where you’ll need to submit a federal and state filing. Let’s get started.

When’s the CVSA’s 2022 International Roadcheck?

The Commercial Vehicle Safety Alliance’s (CVSA) International Roadcheck is scheduled for May 17-19, 2022. The International Roadcheck is an annual, three-day enforcement initiative that emphasizes the importance of commercial motor vehicle (CMV) and driver safety through a blitz of high-visibility roadside inspections across North America.

This enforcement program is the largest in the world. In fact, an average of 15 commercial vehicles are checked every minute during this 3-day event. Typically, these inspections are conducted at temporary sites, weigh and inspection stations, and on roving patrols.

What Does Long Haul Truck Insurance Cost?

Long haul truck drivers spend more nights away from home since most of their journeys cant be made in a single day. Therefore, they’ll typically have to pay more for their insurance. This is because long haul truck drivers travel longer distances so there’s more risk involved. Essentially, your chances of getting into an accident or being a victim of cargo theft increases since you’re spending more time on the road.

So, to better understand your policy, here’s a breakdown of the cost of long haul truck insurance. We’ll also share some money-saving tips. Let’s begin.

Truck Insurance for High Risk Drivers

Are you considered a high risk driver by truck insurance companies? In general, high risk truck drivers will end up paying more for their insurance, unfortunately. You may be wondering, how do insurance companies determine whether someone’s a high risk driver? Well, they consider many factors.

In this article, we’ll discuss the criteria for a high risk truck driver as well as a plan of action. Without further ado, let’s get started.

Workers Compensation and Occupational Accident for Trucking Businesses

Should trucking businesses purchase workers compensation and occupational accident insurance policies? Let’s learn more below.

It’s not merely enough to just protect your trucks these days. You must establish a productive and safe work environment for your truck drivers. This includes the time they spend on the road and inside your warehouse.

The problem is, no matter how much you instill safety into your culture, accidents still happen. Unfortunately, injuries and accidents negatively affect productivity and profits.

So, to protect your trucking business and your drivers, you’ll need workers compensation and occupational accident insurance. This way you can better combat liability risks and legal battles. In this article, we’ll explain the difference between the two coverages and the benefits of both. Let’s begin.

Sprinter Van Insurance: What to Know

Sprinter vans are vastly used among many different businesses across the US. In fact, you’ve probably seen one driving around your neighborhood today delivering Amazon packages!

Sprinter vans have many different names, such as:

Commercial vans
Cargo vans
Business vans
Company vans

If you operate a sprinter van or run your own trucking company then you need the appropriate insurance coverage. You can protect yourself and your business from losses resulting from injuries, accidents, and/or claims. So, with the help of sprinter van insurance, you’ll be able to cover liability costs and medical bills from an accident. In this article, we’ll expand on the importance of sprinter van insurance and what it covers.

What’s a DataQ Request?

As a motor carrier, it’s crucial you know how to manage inspection reports and violations. After all, the goal of every trucking business is to protect their CSA score. Therefore, if you wish to challenge a violation, you’ll want to submit a DataQ request.

In this article, we’ll explain the benefit of DataQ requests when it comes to inspections, accidents, and other driving violations. Also, we’ll share how to properly submit your request. Let’s begin.

The Difference between Primary Liability and Non-Trucking

If you’re a truck driver then understanding insurance is vital. Not only is the trucking industry heavily regulated, but not having the minimum required insurance can result in fines, penalties, and driver suspension. This is because the job is very high-pressured and considered safety-sensitive. Therefore, insurance is a must.

Two of the most important coverages in a truck insurance policy are primary liability and non-trucking liability. In this article, we’ll discuss the key differences between the two coverages. Let’s begin.

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