COMMERCIAL TRUCKING INSURANCE ARTICLES

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Make sure that your ELD device complies with the law.

How can a motor carrier be sure an ELD is compliant?

Most motor carriers are required to utilize an electronic logging device (ELD) in their vehicles. However, understanding all of the associated rules can be difficult. Below is some information to help you make sure you are fully compliant with this law.

If you're leased onto a motor carrier, you need to make sure you have the right primary liability insurance and cargo insurance.

Can I get my own primary liability and cargo if I’m leased to a motor carrier

Primary liability insurance is the only coverage for commercial truckers mandated by the Federal Motor Carrier Safety Administration (FMCSA). This is basic coverage and proof of financial responsibility that you must have before you can drive. The purpose of primary liability insurance is to cover claims for bodily injury and property damage that you cause … Read more

If you add a new vehicle to your fleet, consider your insurance coverage.

3 things to consider before adding a new vehicle to your fleet

Adding a new truck, van, or even a company car to your fleet can solve many problems, save you time, and allow you to scale up your operations, provided you are truly ready to make the switch. Before you upgrade, consider the following questions to be sure you are ready and that you will be … Read more

You need to heed the Hours of Service regulations.

What are hours of service regulations for trucking?

Hours of service regulations are designed to keep the roadways safe for all parties, from motorcycles to big rigs, and to help drivers stay healthy and alert. Hours of service rules are defined by the Federal Motor Carrier Safety Administration and must be adhered to in all 50 states. Learning more about these important regulations helps protect … Read more

What insurance coverage do I need to get my truck tags?

The Department of Motor Vehicles (DMV) in every state requires both personal and commercial vehicles to obtain truck tags for license plates on an annual basis. The amount that drivers must pay for these truck tags depends on several factors, including age and type of the vehicle. Just as drivers of personal vehicles must prove … Read more

It's important to make sure that you have the truck insurance coverage.

Find the right truck insurance coverage with this checklist

It can be hard to figure out what kind of truck insurance coverage you need. Different types of trucking businesses need different types of insurance to make sure they’re protected from the various risks they face. Here’s a handy checklist that details a few different types of businesses and the insurance that’s important for them.

It's important to evaluate quotes for truck insurance.

How to evaluate quotes for truck insurance

Whether you are in the market for dump truck insurance, tow truck insurance, box truck insurance or any other type of insurance for a commercial vehicle, you need to know how to get truck insurance quotes and then compare them. This will help you make a decision about which insurance you purchase. We’ve got some … Read more

There's a difference between primary liability and secondary liability.

What is the difference between primary liability and secondary liability

Primary liability insurance for truckers is a type of policy they must carry under the mandates of the Federal Motor Carrier Safety Administration (FMCSA). It is the minimum insurance requirement that you must obtain when you operate or own a single commercial truck or a fleet of trucks. It provides you and other motorists with … Read more

If you lease onto a motor carrier, you'll need certain insurance.

What coverages do I need if I lease onto a motor carrier?

One of the first decisions you face as a new owner-operator is whether to operate under your own authority or lease onto a motor carrier. While each option has its advantages and disadvantages, the majority of new truckers opt for the latter. The biggest benefit of doing so is that the motor carrier finds loads … Read more