COMMERCIAL TRUCKING INSURANCE ARTICLES

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Even if you don't have a lienholder, physical damage insurance is still something you should consider.

Why do I need physical damage insurance if I don’t have a lienholder?

Physical damage insurance provides coverage to repair damage to your truck or trailer caused by fire, severe weather, theft, vandalism, and falling objects. It is common for lienholders on truck loans to require physical damage coverage to protect their financial interests if the truck requires costly repairs or cannot be fixed. The price that you … Read more

There are a few ways to save money on your dump truck insurance coverage.

How to save money on dump truck insurance coverage

Every business has a budget, and it’s wise to be frugal when it comes to various expenses, including insurance. If your business has a dump truck, you need the right insurance for that vehicle. And there are some key ways to save money when purchasing that insurance. Here are some simple ways to maintain great dump … Read more

If you're getting your operating authority, you need to have certain levels of insurance.

What is the minimum insurance I need to get my truck operating authority?

According to the Federal Motor Carrier Safety Administration (FMCSA), commercial trucking companies must obtain an interstate operating authority number if they meet certain criteria. The interstate operating authority number, also known as an MC number, is in addition to the requirement of obtaining a Department of Transportation (DOT) number. These criteria include businesses that: Transport … Read more

Certain vehicles require the driver to carry a CDL.

Do I need a CDL to drive this vehicle?

You may have a new job that involves driving certain special types of vehicles, or you may be driving vehicles other than standard private passenger vehicles just for personal use. Either way, there are times when you need to drive what are known as commercial vehicles, and those vehicles require you to have an added level of experience, skills, … Read more

As a truck driver, it's important to be aware of drug and alcohol testing requirements.

Important things to know about drug and alcohol testing for truck drivers

There are many protocols and procedures in place that can help to assure the safety of commercial drivers and all other people on the road. One of those categories of procedures involves drug and alcohol testing. Here is what you need to know about that type of testing for commercial drivers.

It's important to have the right insurance for a repo business.

What insurance coverage do I need for a repo business?

Do you own a repo business? If not, are you thinking of starting one? A repo business can be quite lucrative. However, this line of work comes with a lot of risks. Every time you go on a job, you are at risk. There is the risk of driving and towing the vehicles safely. Also, … Read more

You can find lower rates for tow truck insurance.

How to get the lowest rates on tow truck insurance

If you tow disabled vehicles, then you need specialized tow truck insurance. Just having regular truck insurance is not enough. However, rates for tow truck insurance can be expensive. In fact, many insurance carriers have raised their rates as towing vehicles can be risky. There is a lot of liability that comes with towing disabled … Read more

When you're getting insurance for dump trucks, it's important to make sure you get the coverage you need.

How to choose insurance for dump trucks

If you use a dump truck to haul sand, dirt, asphalt, gravel or rock, then you need specialized dump truck insurance. Dump trucks are classified as heavy-duty commercial vehicles. They include transfer dump trucks, tandem dump trucks, and side dump trucks. Dump trucks are typically constructed to be used on construction sites or off-road at … Read more

Find out how cameras could replace traditional rear-view mirrors.

FMCSA to allow trucks to replace rear-view mirrors with cameras

Rear-view mirrors on trucks are a standard safety measure, but one that has limitations. In some cases, a camera system has a wider range of view and can enhance safety. In a recent ruling, the Federal Motor Safety Association (FMCSA) agreed to allow large trucks and carriers to use high tech camera systems in place of the … Read more