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How much does dump truck insurance cost?

Do you need dump truck insurance?

We can help you find insurance quotes for dump trucks.

It might feel like it’s hard to know where to start with getting dump truck insurance. Determining what kind of insurance you need for a dump truck, how much coverage you need, and how to get cheap dump truck insurance might seem impossible, but we’re here to help.


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What is a dump truck?

There are many different types of dump truck. A typical dump truck is basically an open truck bed attached to a frame on a chassis. They use a hydraulic lift to tip the front of the bed of the truck and drop the load on the appropriate spot (the back of the bed has hinges so that it can open to deposit the load.)  Dump trucks are mostly used for construction - they’re used to haul sand, gravel, debris, dirt, and other loads.

Are there any other names for dump trucks?

End dump trailer


Transfer dump truck

Truck and pup

Winter service vehicle

Roll-off truck

What are the recommended coverages for dump trucks?

Auto Liability

Auto liability insurance can help protect your business by covering costs that you’re legally obligated to pay to someone to whom you’ve caused bodily harm or property damage in a car accident.

Comprehensive Coverage

Comprehensive coverage can help you repair your dump truck if it’s damaged by something other than a car accident - it usually covers fire, theft, vandalism, and falling objects. For instance, if a tree fell on your truck and squashed it, comprehensive coverage could help cover the costs of repair.

Collision Coverage

Collision coverage can help you get your dump truck back on the road ASAP if it’s damaged in a car accident. If you run a red light and get into a crash with another vehicle, collision insurance could cover the costs of repairing or replacing your vehicle.

Truckers General Liability

GL insurance helps you if you cause someone bodily harm or property damage because of the services your business provides that aren’t directly related to your dump truck.

Non-Trucking Liability

This can help you pay for property damage or bodily injury that you could cause someone while you are not actively dispatched.

How much does dump truck insurance cost?

There are many factors that impact the cost of truck insurance. An insurance agent will have to examine the details of your business to figure out how much your dump truck insurance will cost. Some things that affect the cost of your insurance are…

Your drivers (speeding tickets, accidents, etc.)

Your claims history

Your truck (make, model, year)

How many dump trucks you have

What you haul

Your location

How long your business has existed

Get quotes for dump truck insurance.

The only way to get an accurate picture of how much dump truck insurance costs is to get a dump truck insurance quote. We can help you shop for your insurance by getting you multiple insurance quotes. All you have to do to get insurance quotes for dump trucks is fill out our online form or give us a call. Our team of commercial truck insurance agents is here to help you with your insurance needs. Our goal is to help trucking businesses like yours save money on their insurance.


Get started with our online quote form below: