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We can help you get tow truck insurance quotes so you can protect your business.

Do you need tow truck insurance?

The towing world comes with many risks. You know that you need to get the right insurance to protect your towing business, but it can be hard to know where to start. Tow truck insurance rates have been rising by a lot, so it makes sense that you would want to get cheap tow truck insurance. However, that might seem like a very difficult task, but not to fear - we’re here to help. Our goal is to help tow truck businesses just like yours save money on their tow truck insurance.


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What is a tow truck?

Tow trucks are vehicles that are used to move cars that are disabled, whether they’ve been involved in accidents or have just plain broken down. Some tow trucks are used as roadside assistance vehicles to help stranded drivers. They can also be used to remove vehicles that are parked illegally. Some tow trucks are used for repossessions, in which someone has failed to make payments on their car and the bank takes it away.

FUN FACT: Here are some other names are there for tow trucks:




Breakdown Truck


What are some recommended coverages for tow trucks?

Auto Liability

Auto liability can help you cover the damages that you’re legally obligated to pay if you injure someone or cause them property damage in a car accident.

Physical Damage

Collision coverage: Collision coverage can help you cover the costs of repairs if one of your wreckers or tow trucks is damaged in a car accident or by colliding accidentally with another object.

Comprehensive coverage: Comprehensive coverage can help you pay to repair your truck if it’s damaged by something other than a car accident. Typically it covers theft, vandalism, fire, and falling objects (like trees.)

Garage Liability

Garage liability covers your legal liability for the services your business provides. If your business’s services causes bodily harm or property damage to someone, garage liability can help you cover the expenses you’re legally obligated to pay.

On-hook/ In-tow

On-hook or in-tow coverage helps protect your client’s car as you’re towing it. If something happens to the vehicle while it’s being towed, on-hook can help.


Garagekeepers insurance can help protect your business while you have clients’ cars in your care, custody, and control. It covers losses like fire, vandalism, and theft. For example, if you have to bring a client’s car to your business’s property while you wait for their mechanic’s shop to open and there’s a fire, garagekeepers can cover it.

Wrongful Repo

Wrongful repo insurance protects your tow truck business if you do repossessions. If you repossess a car that you’re not supposed to or you improperly repossess a car, you could get in trouble. But wrongful repo can help you.

Get the right insurance for your tow truck business

When you work with our team of commercial trucking insurance agents , you can be assured that we will work tirelessly to match your business with the necessary coverages.

How much does tow truck insurance cost?

There are a lot of different factors that can affect the cost of tow truck insurance. Insurance companies will look at many details about your business before figuring out how much to charge you for your insurance.

Some things that can influence the cost of your insurance are…

Your drivers (speeding tickets, accidents, etc.)

Your claims history

Your truck (make, model, year)

How many tow trucks you have

What kind of towing you do (what kind of business you are)

What you haul

If you do repossessions

Your location

Your tow radius

How long your business has existed

If you keep clients' cars on your premises

Get quotes for tow truck insurance.

The only way to get an accurate idea of how much tow truck insurance costs for your business is to get a quote. We’ll help you shop for your rates by getting you multiple quotes for wrecker insurance. All you have to do to get tow truck insurance quotes is fill out our online form or give us a call today - either method of communication is fine with us. Our team of tow truck insurance agents is here to help you with your insurance needs. Our mission is to help tow truck businesses like yours save money on their insurance.


Get started with our online quote form below: