The news has been going wild with reports of the government shutdown, which began on December 22, 2018. Many people have been affected by the partial shutdown, and it still seems unclear how long the shutdown will last. The DOT, like many government agencies, has been affected by the partial shutdown, although the Federal Motor Carrier Safety Administration and the Federal Highway Administration have not been greatly impacted. We’ll explain how the government shutdown has affected the DOT, the FMCSA, and the FHWA.
In 1980, the federal government passed legislation called the Federal Motor Carrier Act that required motor carriers to show proof of financial responsibility to cover claims initiated by third parties. The purpose of the law was to protect individuals from financial loss when involved in an accident with a motor carrier that did not have enough liquid assets to pay personal injury, property damage, and other claims. The act requires all motor carriers to demonstrate proof of the ability to pay up to a statutory minimum.
Are you a delivery truck driver? Do you deliver packages for Amazon or Walmart? If so, then it is important to make sure you have the right insurance coverage. Your personal automobile policy will not provide adequate coverage if you do delivery on the side. You are at risk of a great loss if your delivery vehicle is not properly insured. So, what kind of insurance coverage do delivery drivers need? Here is a guide.
The Federal Motor Carrier Safety Administration (FMCSA) keeps driver safety records contained within a program it calls the Motor Carrier Management Information System (MCMIS). The data contains the safety record of each individual commercial driver, industry service provider, and carrier. Anyone with the proper credentials can access the MCMIS website 24 hours a day. This federal program is separate from driver data kept by individual states. Most state governments refer to driver data as a motor vehicle record (MVR). We’re going to explain a bit about the FMCSA’s Pre-Employment Screening Program.
Do you run a business that is reliant on a fleet of trucks? If so, then you probably know that fleet management can be one of the most expensive costs that your company faces. However, you do have control over your costs. One way that you can lower the costs of managing your business is by comparing insurance quotes for a fleet.
The Federal Motor Carrier Safety Administration (FMCSA) requires a Department of Transportation (DOT) number for trucks and other carrier vehicles that meet certain criteria. These typically pertain to weight, whether the vehicle carries paying customers, and whether the carrier vehicle routinely crosses state lines. In addition to the federal regulations, 37 of the 50 states require a DOT number. (The FMCSA has a list of the states that require a DOT Number.)
It can be confusing, especially as a new operator, to understand if the regulation pertains to you and whether you need to obtain a DOT number. We hope that the FMCSA regulations below will bring more clarity to this issue for you.
Every industry has its own jargon, and the truck insurance industry is no exception. Unless you are a lawyer or work in the insurance industry, it can be difficult to understand what every term means. However, when you look over your truck insurance policy, you need to know what the terms mean. Otherwise, you could end up without coverage when you need it the most. That is why we have compiled this easy-to-read guide to truck insurance terms.
If you’re hauling on lowboys, you know that no type of equipment, machinery, or industrial vehicle you haul is ever quite the same. You’re naturally a problem solver. Every day, you have to put your knowledge of synthetic webbing, winches, ratchets, friction mats and more to work so that you can make sure every load safely reaches its destination. You recognize that it’s not only the cargo at stake – it’s also the safety of everyone on the road and your business’s reputation.
So, here are 5 safety lowboy trailer safety tips that can be vital to protecting your cargo loads and your business.
Do you use a van to transport food for your catering business? Are you thinking about opening up a food truck business? If so, make sure you have the proper insurance coverage. Many people believe that their personal car insurance policy will cover their catering van for work use. However, this can be a costly mistake.
It is a common assumption that if you don’t operate a fleet of vehicles, then you don’t need commercial vehicle insurance. However, this is untrue. Vehicles used for business purposes, especially catering vans and food trucks, need special insurance to properly cover the food and equipment that they carry as well as the insurance to cover the vehicle. Not properly insuring your catering van can lead to costly consequences when it’s time to file a claim. So, here are some of the reasons why personal auto insurance won’t cut it when insuring your catering van.
The well-being of your driver and others involved is important to you. So, if one of your truck drivers is involved in an accident, you need to know that your drivers, your business, and others involved in the accident will be properly helped and protected. You also need to know that you can quickly and safely get that truck back on the road. Otherwise, you’re taking a big hit to your bottom line.
If it’s been a while since you last reviewed your commercial truck insurance policy, you may not have the proper protection for your business. It’s important to review your policy on a regular basis before you file a claim that you may not be covered for. Here are 7 main times when you should especially review your commercial auto insurance.