Important things to know about drug and alcohol testing for truck drivers

As a truck driver, it's important to be aware of drug and alcohol testing requirements.

There are many protocols and procedures in place that can help to assure the safety of commercial drivers and all other people on the road. One of those categories of procedures involves drug and alcohol testing. Here is what you need to know about that type of testing for commercial drivers.

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What insurance coverage do I need for a repo business?

It's important to have the right insurance for a repo business.

Do you own a repo business? If not, are you thinking of starting one? A repo business can be quite lucrative. However, this line of work comes with a lot of risks. Every time you go on a job, you are at risk. There is the risk of driving and towing the vehicles safely. Also, there is the risk of angry vehicle owners damaging your tow truck. In Los Angeles, a man jumped onto a moving tow truck and smashed the window with a crowbar as his vehicle was being repossessed. Incidents like these show just how important it is to have good insurance coverage. As a tow truck operator, you will need different insurance coverage than other drivers. Here is a breakdown of what is recommended.

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How to get the lowest rates on tow truck insurance

You can find lower rates for tow truck insurance.

If you tow disabled vehicles, then you need specialized tow truck insurance. Just having regular truck insurance is not enough. However, rates for tow truck insurance can be expensive. In fact, many insurance carriers have raised their rates as towing vehicles can be risky. There is a lot of liability that comes with towing disabled vehicles. As a result of the rising rates, you’re probably looking for a way to find cheap tow truck insurance. Luckily, we have some tips to help you save money.

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How to choose insurance for dump trucks

When you're getting insurance for dump trucks, it's important to make sure you get the coverage you need.

If you use a dump truck to haul sand, dirt, asphalt, gravel or rock, then you need specialized dump truck insurance. Dump trucks are classified as heavy-duty commercial vehicles. They include transfer dump trucks, tandem dump trucks, and side dump trucks.

Dump trucks are typically constructed to be used on construction sites or off-road at stone quarries and similar sites. Because of their use in roadwork zones and construction sites, dump trucks are more likely than other commercial trucks to be involved in over-turn and back-up accidents. Because of this fact, dump trucks can be costly to insure. If you are looking for cheap dump truck insurance, you have come to the right place. Here is a guide to finding affordable insurance for dump trucks.

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FMCSA to allow trucks to replace rear-view mirrors with cameras

Find out how cameras could replace traditional rear-view mirrors.

Rear-view mirrors on trucks are a standard safety measure, but one that has limitations. In some cases, a camera system has a wider range of view and can enhance safety. In a recent ruling, the Federal Motor Safety Association (FMCSA) agreed to allow large trucks and carriers to use high tech camera systems in place of the traditional dual mirror setup.

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Get insurance for transporting equipment for business use

If you transport business equipment, you need to make sure you have the right insurance.

Commercial machines and equipment are always on the move. Semi trucks spend more than 140 billion miles on the road each year transporting goods and equipment across the United States. If you are an owner operator who delivers machines and equipment via your own tractor trailer, you need the right insurance to help keep you on the road. Here are 4 important truck insurance coverages that every owner-operator needs.

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Ask the experts: What is truck auto liability insurance?

It's important to make sure you have enough auto liability insurance for your business.

If you drive a semi or another type of truck for your work, you might be wondering what type of insurance you need. Whether you are a contractor with one commercial truck or you have been an owner-operator for many years, it is important to understand the different insurance coverages available. That way, you can ensure that you are fully covered in the event of an accident.

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What is a truck inspection like?

It's important to know how a truck inspection works.

The Department of Transportation (DOT) requires all commercial vehicles that weigh more than 10,000 pounds to undergo an annual truck inspection. This is to ensure that all equipment on the commercial vehicle works as it should to help improve public safety. The DOT conducts inspections at six different levels. An inspection can take place anywhere a qualified DOT official or a police officer from the same state are present. While the inspections might feel nerve-wracking, the good news is that you can do several things to prepare and increase the likelihood of passing.

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Three reasons to keep an eye on your CSA Score

It's important to keep an eye on your CSA score.

Your CSA score is a measure of how well your business is complying with safety requirements mandated by the Federal Motor Carrier Safety Administration (FMCSA). This program is designed to review a carrier’s safety events and records and compare how well they align with industry standards and best practices. Each event or type is given a different numeric score based on the potential risk and impact to roadway safety; the resulting figure is a CSA score that provides a snapshot of how well a business is doing.

Careful attention to the details and events that impact your CSA and tracking how well your drivers are doing individually and your business is doing as a team is essential since this figure can impact your ability to retain top talent, your big rig insurance rates, and even customer perception of your brand.

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4 common reasons for truck accidents

These are four common reasons for truck accidents.

Truck drivers go through extensive training in order to do their jobs. Getting a CDL and operating a big rig isn’t easy. Of course, truck drivers get paid to, well, drive, so they put a lot of time and effort into getting trained to drive such a large vehicle. But even the most experienced, well-trained truck driver can be involved in an accident. When truck accidents happen, it’s important to look at the cause. According to the FMCSA, the major pre-crash event that led to 73% of fatal large truck accidents was another vehicle, person, object, or animal either in the truck driver’s lane or drifting into it.

So, clearly, not all accidents involving trucks are the fault of the truck driver, and accidents are caused by many more factors than just those listed below. And some accidents can be caused by factors completely out of the control of the truck driver, such as the actions of the driver of the other vehicle. However, understanding these four causes of truck accidents can help you train your team and ensure you take steps to protect the public, your organization, and your financial standing.

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