Do you use a van to transport food for your catering business? Are you thinking about opening up a food truck business? If so, make sure you have the proper insurance coverage. Many people believe that their personal car insurance policy will cover their catering van for work use. However, this can be a costly mistake.
It is a common assumption that if you don’t operate a fleet of vehicles, then you don’t need commercial vehicle insurance. However, this is untrue.
The well-being of your driver and others involved is important to you. So, if one of your truck drivers is involved in an accident, you need to know that your drivers, your business, and others involved in the accident will be properly helped and protected. You also need to know that you can quickly and safely get that truck back on the road. Otherwise, you’re taking a big hit to your bottom line.
According to the Department of Transportation, bad weather causes 21% of vehicle accidents. A DOT study shows that heavy snow can slow freeway traffic down by 5-40%, and even light snow can decrease speeds by as much as 13%, increasing your drivers’ risks of having an accident. Taking steps to prepare your drivers for the increased challenges of winter will help keep your drivers safe and deliveries reaching their destinations on schedule.
Dry cleaning is a $9 billion industry where service is everything. Delivering a consistent customer experience earns you repeat customers and referrals. So, it’s important to keep your dry cleaning vans covered and on their routes to give your customers the best experience. That’s why it’s important to have the right insurance for your dry cleaning vans. In the event of a loss, it gets your vehicle back on the road fast and protects that precious cargo that your customers have entrusted to your capable hands.