It can be hard to figure out what kind of truck insurance coverage you need. Different types of trucking businesses need different types of insurance to make sure they’re protected from the various risks they face. Here’s a handy checklist that details a few different types of businesses and the insurance that’s important for them.
Trucking
For all things trucking, we’ve got you covered! Our topics include laws, regulations, safety, music, and more. This collection of articles contains all the information you need to know. Whether you are a trucker or you own your own trucking business, this can be beneficial to you.
Trucking insurance can be complicated, but we strive to make it as easy as possible for you! That is why we’ve compiled these articles so that they can be of easy access. Call for more information or for a free quote now. Here at InsuranceHub we make insurance easy.
What coverages do I need if I lease onto a motor carrier?
One of the first decisions you face as a new owner-operator is whether to operate under your own authority or lease onto a motor carrier. While each option has its advantages and disadvantages, the majority of new truckers opt for the latter. The biggest benefit of doing so is that the motor carrier finds loads for you to transport instead of you having to do it yourself.
Important things to know about drug and alcohol testing for truck drivers
There are many protocols and procedures in place that can help to assure the safety of commercial drivers and all other people on the road. One of those categories of procedures involves drug and alcohol testing. Here is what you need to know about that type of testing for commercial drivers.
What is a truck inspection like?
The Department of Transportation (DOT) requires all commercial vehicles that weigh more than 10,000 pounds to undergo an annual truck inspection. This is to ensure that all equipment on the commercial vehicle works as it should to help improve public safety. The DOT conducts inspections at six different levels.
Three reasons to keep an eye on your CSA Score
Your CSA score is a measure of how well your business is complying with safety requirements mandated by the Federal Motor Carrier Safety Administration (FMCSA). This program is designed to review a carrier’s safety events and records and compare how well they align with industry standards and best practices.
4 common reasons for truck accidents
Truck drivers go through extensive training in order to do their jobs. Getting a CDL and operating a big rig isn’t easy. Of course, truck drivers get paid to, well, drive, so they put a lot of time and effort into getting trained to drive such a large vehicle. But even the most experienced, well-trained truck driver can be involved in an accident.
What is the MCS90 Endorsement for truck insurance?
In 1980, the federal government passed legislation called the Federal Motor Carrier Act that required motor carriers to show proof of financial responsibility to cover claims initiated by third parties.
What is the FMCSA’s Pre-Employment Screening Program (PSP)?
The Federal Motor Carrier Safety Administration (FMCSA) keeps driver safety records contained within a program it calls the Motor Carrier Management Information System (MCMIS). The data contains the safety record of each individual commercial driver, industry service provider, and carrier. Anyone with the proper credentials can access the MCMIS website 24 hours a day.
Truck insurance terms you should know
Every industry has its own jargon, and the truck insurance industry is no exception. Unless you are a lawyer or work in the insurance industry, it can be difficult to understand what every term means. However, when you look over your truck insurance policy, you need to know what the terms mean. Otherwise, you could end up without coverage when you need it the most. That is why we have compiled this easy-to-read guide to truck insurance terms.