The term bobtail typically means that a truck has no trailer attached to it. If you work for an employer, that company typically provides primary liability coverage while you are delivering the goods. Since this policy does not cover the times when you are driving but not delivering goods, it is a good idea to obtain bobtail liability insurance for these situations. (It’s really important to have the proper insurance.)
Tips
Getting the right truck insurance for your business can feel like a monumental task. Maybe you’re not quite sure where to start. This section of our blog has articles that feature tips for buying truck insurance and tips for understanding various coverages. Insurance might seem overly complicated and impossible, but we strive to make insurance as easy as possible. That’s why these articles break down various topics into easy-to-understand tips and explanations.
The “Tips” section also includes articles that focus on ways to improve safety at your business. Though you face many risks as a trucking business, there are things you can do to minimize those risks and lessen the chance of something bad happening. The articles take various topics and create manageable steps that you can follow to boost safety at your business. The safer your business is, the fewer claims you may have. And that can help your insurance rates.
So, take some time to check out the topics that appeal to you.
3 things to consider before adding a new vehicle to your fleet
Adding a new truck, van, or even a company car to your fleet can solve many problems, save you time, and allow you to scale up your operations, provided you are truly ready to make the switch.
What are hours of service regulations for trucking?
Hours of service regulations are designed to keep the roadways safe for all parties, from motorcycles to big rigs, and to help drivers stay healthy and alert. Hours of service rules are defined by the Federal Motor Carrier Safety Administration and must be adhered to in all 50 states.
How to evaluate quotes for truck insurance
Whether you are in the market for dump truck insurance, tow truck insurance, box truck insurance or any other type of insurance for a commercial vehicle, you need to know how to get truck insurance quotes and then compare them. This will help you make a decision about which insurance you purchase. We’ve got some tips and guidelines for evaluating quotes.
Do I need a CDL to drive this vehicle?
You may have a new job that involves driving certain special types of vehicles, or you may be driving vehicles other than standard private passenger vehicles just for personal use. Either way, there are times when you need to drive what are known as commercial vehicles, and those vehicles require you to have an added level of experience, skills, and knowledge.
Important things to know about drug and alcohol testing for truck drivers
There are many protocols and procedures in place that can help to assure the safety of commercial drivers and all other people on the road. One of those categories of procedures involves drug and alcohol testing. Here is what you need to know about that type of testing for commercial drivers.
What is a truck inspection like?
The Department of Transportation (DOT) requires all commercial vehicles that weigh more than 10,000 pounds to undergo an annual truck inspection. This is to ensure that all equipment on the commercial vehicle works as it should to help improve public safety. The DOT conducts inspections at six different levels.
What is the FMCSA’s Pre-Employment Screening Program (PSP)?
The Federal Motor Carrier Safety Administration (FMCSA) keeps driver safety records contained within a program it calls the Motor Carrier Management Information System (MCMIS). The data contains the safety record of each individual commercial driver, industry service provider, and carrier. Anyone with the proper credentials can access the MCMIS website 24 hours a day.
Reduce business expenses by comparing insurance quotes for a fleet
Do you run a business that is reliant on a fleet of trucks? If so, then you probably know that fleet management can be one of the most expensive costs that your company faces. However, you do have control over your costs. One way that you can lower the costs of managing your business is by comparing insurance quotes for a fleet.