Do you run a business that is reliant on a fleet of trucks? If so, then you probably know that fleet management can be one of the most expensive costs that your company faces. However, you do have control over your costs. One way that you can lower the costs of managing your business is by comparing insurance quotes for a fleet.
If you own a fleet of trucks, then commercial truck insurance rates are probably a major consideration. Finding cheaper big rig insurance rates can be challenging because there are so many things that affect the coverage costs, including the risks you have and the type of trucks you operate. Plus, there are many different 18 wheeler insurance coverages. So, you cannot just choose the cheapest insurance. It might not accurately reflect the level of coverage you need. A better way to reduce your operating costs is to compare insurance quotes for a fleet.
Why compare insurance quotes for a fleet?
When you compare quotes, you can choose the best truck insurance coverage for your fleet without having to call each insurance company and provide the same information over and over again. You are busy. Comparing quotes with us lets you spend your time on more important things — like running your business.
How do I know that I am getting quotes from the best insurance companies?
When you compare multiple truck insurance quotes with us, you don’t have to research the insurance providers’ ratings or customer service. We only work with top truck insurance providers, so you can be sure that you are getting the best coverage available.
Things to keep in mind.
After you fill out the handy form and have received your insurance quotes for a fleet, you’ll want to keep the following things in mind as you review them.
1. Check deductibles. Your deductible is the amount that you will pay out of pocket for a claim. The higher your deductible, the lower your premium. Although you will pay higher out of pocket expenses if you do have to file a claim.
2. Know your policy limits. Policy limits are important because they are the amount that your insurance provider will pay for a claim or event. Make sure you have high enough limits to fully protect your business in the event of a liability lawsuit. Lawsuits sometimes run into the millions. You wouldn’t want to lose your business because you are not adequately protected.
3. Look at exclusions. Pay attention to exclusions. They are very important. Never assume that something is included unless you see it in the policy. For example, if you own a fleet of tow trucks, you probably want protection for your customer’s vehicles when they are attached to your truck. However, most regular liability policies exclude on-hook coverage. This is a separate coverage that you will need to purchase.
4. Make sure you understand all of the terms. The insurance industry has a lot of jargon that can be hard to decipher. If you don’t know what something means, make sure you ask. Don’t ever just assume. Otherwise, you could end up without the right protection.
Are you ready to compare big rig insurance quotes for your fleet? If so, just fill out this form and you will get multiple quotes for 18 wheeler insurance for your trucks. Our team of transportation insurance experts would be happy to help you get quotes for your business.