5 essential coverages for trucks that haul hazardous materials

tank truck insurance - do you haul hazardous materials?

Do you regularly transport hazardous materials or pollutants? (Maybe you have a tank truck.) If so, then you face certain liability risks. If you have an accident, it could cause a fire or explosion. Hazardous materials may cause injury to those people who come in contact with the substance. Or toxic chemicals could spill onto the roadway. These chemicals may even contaminate nearby properties of water. The costs to clean up after contamination can be staggering, which is why you need trucker’s pollution liability or hazmat insurance.

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Who needs on-hook insurance for towing?

Tow truck businesses may need on-hook insurance.

Tow truck operators are responsible for moving stalled, wrecked, or damaged vehicles from one place to another. What happens if the vehicle that you are towing is damaged while in your possession? You could be liable for repair or replacement costs. (And that’s why it’s so important to get the right tow truck insurance.)

For example, let’s say that you own a garage. A customer calls you because her car won’t start. You come and tow it into the shop. However, you get into an accident on the way, and the customer’s car is damaged. If this happens, your on-hook towing coverage could help you out.

If your business offers tow truck services, then you need to consider on-hook coverage. (It is important to note that on-hook towing insurance is called Garage Keeper’s Legal Liability insurance in Virginia and Texas.)

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What kind of insurance do you need for a catering van?

It's important to have the right insurance for your catering van.

Do you have an entrepreneurial spirit and a special flair for cooking? If so, then you might be thinking about starting a catering business. There are many options when it comes to a catering business. You might cater weddings, operate a food truck or work at family reunions. No matter what kind of catering niche you choose, you need to make sure that you have the right insurance for your catering van.

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Looking ahead: Trucking trends coming your way in 2019

Check out these trucking trends that will be coming your way in 2019.

From concerns about the shortage of qualified drivers (which will continue to grow as Baby Boomers retire) to the continued development of autonomous vehicle technology, 2019 is all about technology and people. What can you expect to hear about in the year to come – and which trucking trends will directly impact your business? A few of the most prevalent are outlined below.

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What do autonomous trucks mean for the trucking industry?

Autonomous trucks could affect the trucking industry.

Tesla, Uber, Volvo, and GM have all either rolled out an autonomous truck or have one in the works – and they are not alone. Most automotive brands are including some form of autonomous vehicle for deliveries in their coming lineup. What does this shift towards self-driving capabilities mean for the industry and for drivers? A few key points to consider about autonomous trucks are detailed below.

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4 compelling reasons why you need food truck insurance

It's important to have the right food truck insurance.

As the owner of a food truck, you must make sure that you have the right coverage to protect you in the event of a collision or another incident. It is essential to get a customized commercial food truck policy that will provide you with comprehensive coverage. Why is truck insurance necessary? Why isn’t personal auto insurance enough? Here are four reasons why you need specialized food truck insurance.

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