You’ve done everything right – your drivers are experienced, careful and well-trained, your trucks are well-maintained and up-to-date and everyone is complying with regulatory laws – but you still had an accident. It happens to everyone eventually, and it’s why you have commercial coverage for your fleet of trucks and vans anyway.
Trucking
For all things trucking, we’ve got you covered! Our topics include laws, regulations, safety, music, and more. This collection of articles contains all the information you need to know. Whether you are a trucker or you own your own trucking business, this can be beneficial to you.
Trucking insurance can be complicated, but we strive to make it as easy as possible for you! That is why we’ve compiled these articles so that they can be of easy access. Call for more information or for a free quote now. Here at InsuranceHub we make insurance easy.
Can I use bobtail liability insurance to get my tags?
The term bobtail typically means that a truck has no trailer attached to it. If you work for an employer, that company typically provides primary liability coverage while you are delivering the goods. Since this policy does not cover the times when you are driving but not delivering goods, it is a good idea to obtain bobtail liability insurance for these situations. (It’s really important to have the proper insurance.)
What is the difference between a surplus lines and an admitted carrier?
Surplus lines and admitted carriers both do the same thing – they provide insurance coverage for fleets and commercial vehicles. The differences between the two have to do with licensing, rates, and coverage options.
What is the ELD rule and who is exempt from it?
Congress passed a bill in 2012 that increased qualifications to receive federal highway funding. Known as MAP-21, or Moving Ahead for Progress in the 21st century, the bill required the Federal Motor Carrier Safety Administration (FMSCA) to make it mandatory for commercial truckers to maintain an electronic logging device (ELD) – in other words, the ELD rule.
How can a motor carrier be sure an ELD is compliant?
Most motor carriers are required to utilize an electronic logging device (ELD) in their vehicles. However, understanding all of the associated rules can be difficult. Below is some information to help you make sure you are fully compliant with this law.
Can I get my own primary liability and cargo if I’m leased to a motor carrier
Primary liability insurance is the only coverage for commercial truckers mandated by the Federal Motor Carrier Safety Administration (FMCSA).
3 things to consider before adding a new vehicle to your fleet
Adding a new truck, van, or even a company car to your fleet can solve many problems, save you time, and allow you to scale up your operations, provided you are truly ready to make the switch.
What are hours of service regulations for trucking?
Hours of service regulations are designed to keep the roadways safe for all parties, from motorcycles to big rigs, and to help drivers stay healthy and alert. Hours of service rules are defined by the Federal Motor Carrier Safety Administration and must be adhered to in all 50 states.
What insurance coverage do I need to get my truck tags?
The Department of Motor Vehicles (DMV) in every state requires both personal and commercial vehicles to obtain truck tags for license plates on an annual basis. The amount that drivers must pay for these truck tags depends on several factors, including age and type of the vehicle. Just as drivers of personal vehicles must prove they have minimum liability insurance, the same is true of commercial truckers.