Trucking

For all things trucking, we’ve got you covered! Our topics include laws, regulations, safety, music, and more. This collection of articles contains all the information you need to know. Whether you are a trucker or you own your own trucking business, this can be beneficial to you.

Trucking insurance can be complicated, but we strive to make it as easy as possible for you! That is why we’ve compiled these articles so that they can be of easy access. Call for more information or for a free quote now. Here at InsuranceHub we make insurance easy.

A Guide to Motor Truck Cargo Insurance

Commercial drivers face a number of risks on the road, including truck crashes, severe weather, and equipment breakdowns. Trucking insurance can help cover carriers and drivers from these losses, but it can be easy to overlook another common risk—lost or damaged cargo.

Because for-hire transporters don’t own the cargo they carry, standard trucking liability policies may not provide the coverage you need if anything happens to freight while it’s in transit. And since cargo can be extremely valuable, you could be responsible for expensive losses and damaged relationships with your clients.

All transporters should consider motor truck cargo insurance to cover their liability for the goods they carry. The FMCSA also requires vehicles to have cargo insurance for interstate commerce, and other federal and state laws may also apply.

Truck Insurance in Texas

Texas is a massive state with loads of truckers operating there. If you happen to have a trucking business in Texas, you must make sure you have reliable insurance. There are plenty of unreliable insurance companies in the state that dodge their clients when things get tough. Make sure you take your time when choosing a quality truck insurance company.

In this article, we’ll discuss why truck insurance in Texas is important, as well as the various coverages you’ll need. Let’s get started.

A Guide to Truck Insurance Filings

Commercial truck filings are an integral part of the truck insurance process. Filings are essentially proof that you’re complying with the federal and state requirements of operating a commercial vehicle. As you may know, having the minimum required liability coverage is required by law.

If you think about it, our truckers haul billions of dollars worth of goods every year. This puts a lot of trucking companies, shippers, and manufacturers at risk. Therefore, the government wants to verify that you’re operating with the necessary coverage to mitigate those risks.

This is where state and federal filings come into the picture. There are certain criteria you must meet before you’re required to show proof of insurance where you’re doing business. The whole thing can get pretty complicated considering many truckers transport goods all over the country.

In this article, we’ll discuss the instances where you’ll need to submit a federal and state filing. Let’s get started.

What Does Long Haul Truck Insurance Cost?

Long haul truck drivers spend more nights away from home since most of their journeys cant be made in a single day. Therefore, they’ll typically have to pay more for their insurance. This is because long haul truck drivers travel longer distances so there’s more risk involved. Essentially, your chances of getting into an accident or being a victim of cargo theft increases since you’re spending more time on the road.

So, to better understand your policy, here’s a breakdown of the cost of long haul truck insurance. We’ll also share some money-saving tips. Let’s begin.

Truck Insurance for High Risk Drivers

Are you considered a high risk driver by truck insurance companies? In general, high risk truck drivers will end up paying more for their insurance, unfortunately. You may be wondering, how do insurance companies determine whether someone’s a high risk driver? Well, they consider many factors.

In this article, we’ll discuss the criteria for a high risk truck driver as well as a plan of action. Without further ado, let’s get started.

Workers Compensation and Occupational Accident for Trucking Businesses

Should trucking businesses purchase workers compensation and occupational accident insurance policies? Let’s learn more below.

It’s not merely enough to just protect your trucks these days. You must establish a productive and safe work environment for your truck drivers. This includes the time they spend on the road and inside your warehouse.

The problem is, no matter how much you instill safety into your culture, accidents still happen. Unfortunately, injuries and accidents negatively affect productivity and profits.

So, to protect your trucking business and your drivers, you’ll need workers compensation and occupational accident insurance. This way you can better combat liability risks and legal battles. In this article, we’ll explain the difference between the two coverages and the benefits of both. Let’s begin.

Sprinter Van Insurance: What to Know

Sprinter vans are vastly used among many different businesses across the US. In fact, you’ve probably seen one driving around your neighborhood today delivering Amazon packages!

Sprinter vans have many different names, such as:

Commercial vans
Cargo vans
Business vans
Company vans

If you operate a sprinter van or run your own trucking company then you need the appropriate insurance coverage. You can protect yourself and your business from losses resulting from injuries, accidents, and/or claims. So, with the help of sprinter van insurance, you’ll be able to cover liability costs and medical bills from an accident. In this article, we’ll expand on the importance of sprinter van insurance and what it covers.

The Difference between Primary Liability and Non-Trucking

If you’re a truck driver then understanding insurance is vital. Not only is the trucking industry heavily regulated, but not having the minimum required insurance can result in fines, penalties, and driver suspension. This is because the job is very high-pressured and considered safety-sensitive. Therefore, insurance is a must.

Two of the most important coverages in a truck insurance policy are primary liability and non-trucking liability. In this article, we’ll discuss the key differences between the two coverages. Let’s begin.

Truck Insurance for New Authorities

If you’re reading this, chances are you just started your own trucking company! So, now is the perfect time to start shopping around for truck insurance. Don’t worry if you have no idea how to go about it. We’ve got you covered. In this article, we discuss the process of getting truck insurance if you’re a new authority. Let’s begin.