Can Technology Help You Lower Your Trucking Insurance Cost?

The use of technology can help your trucking insurance

Did you know that litigation of truck accidents has increased significantly?

Whether you have a transportation company or a trucking fleet, managing insurance may be a daunting task.  We say this because legal settlements are on the rise and premiums are increasing.  Plus, the equipment has become more costly.  The new legislation has drastically changed the way people measure and understand safety.

With the insurance landscape shifting, drivers are opting for new technologies to keep themselves safe and lower their insurance. Technology plays a key role in enabling technology adapters to decrease risks in the driver’s seat.  Also, many auto insurance companies offer discounts to their policyholders for installing vehicle safety devices or demonstrating safe driving.

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ELD malfunctions you should know about and what they mean

ELD malfunctions

Starting in December 2017, the Federal Motor Carrier Safety Administration (FMCSA) began requiring the use of an electronic logging device (ELD) for most drivers. This includes drivers who must prepare and submit a record of duty status (RODS) or hours-of-service (HOS) report. The mandate also included design and performance standards as well as the requirement for drivers to obtain ELD certification and register with the FMCSA. As with most electronic equipment, however, things can occasionally go wrong with the ELD. We’ll go over some of the common messages you might see and what these ELD malfunctions mean.

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What if an ELD is deemed non-compliant after it’s being used?

What if an ELD is deemed non-compliant?

As of December 18, 2019, the Federal Motor Carrier Safety Administration will require all commercial drivers to use an electronic logging device (ELD) and discontinue the use of any other method of collecting important data. An ELD records the date and time as well as engine hours, location information, vehicle miles, and information about the driver, vehicle, and motor carrier. But what happens if an ELD is deemed non-compliant after it’s been in use?

Motor carriers must register ELDs with the FMCSA to remain compliant

Before purchasing a new unit, motor carriers must go to the FMCSA website to view a list of self-registered ELDs. The FMCSA only considers an ELD compliant if purchased from a manufacturer on that list. An ELD can also fall into non-compliant status if it fails to work properly for more than eight days.

What to do when an ELD malfunctions

Drivers should notify motor carriers within 24 hours if they receive one or more error messages on their ELD. FMCSA regulations then allow the driver to record service hours and other details on blank graph paper for up to eight days. The motor carrier must arrange for repair of the ELD in that time or risk receiving an out-of-service notice from the FMCSA. Motor carriers also have eight days to replace an ELD considered non-compliant for reasons other than malfunction.

Sometimes an entire fleet of commercial vehicles will experience problems with ELDs. If this occurs, the FMCSA will work with those affected to establish a reasonable timeframe to bring the devices back into compliance.

An ELD must connect properly with a driver’s mobile device

The way a driver connects his or her ELD to a mobile device can determine whether it’s compliant or non-compliant. If choosing this option, the driver can connect the ELD through a cellular network or Bluetooth. Unfortunately, a driver runs the risk of non-compliance by using a cellular-based ELD because it might stop working in areas with spotty cell phone coverage. The benefit of using Bluetooth is that it’s fully reliable and always available. This will always ensure that drivers remain in compliance.

Other items required for compliance

FMCSA compliance requires more than just using a properly registered and functioning ELD. When stopped for a roadside inspection, a driver must also show that he or she carries an ELD operating manual, an instruction sheet on how to transfer hours-of-service to an FMCSA-authorized safety official, an instruction sheet to report ELD malfunctions, and an information sheet on how to record required data during an ELD malfunction. Lastly, every driver should carry a supply of blank graph paper to record data manually for up to eight days.

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Stay in compliance with insurance regulations too

There is much more to working as a commercial driver than transporting a load from one location to another. You also need to keep up with numerous regulations in addition to maintaining a compliant ELD. You need to make sure that you have the right insurance coverages to protect your truck business. Get started with your quotes by giving us a call. You can also fill out our online form or message us on LiveChat.

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ELD transition deadline approaching this December

ELD transition

The Federal Motor Carrier Safety Administration (FMCSA) announced plans to transition the recording of service hours and other critical information to electronic logging devices (ELD) on February 16, 2016. From that point until December 18, 2017, the FMCSA operated Phase 1, also known as the Awareness and Transition Phase. For that period of 22 months, drivers could use the ELD, paper logs, Automatic On-Board Recording Device (AOBRD), or logging software.

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What ELD user documentation must be onboard a driver’s commercial motor vehicle?

What ELD user documentation needs to be onboard a CMV?

According to the United States Department of Transportation, 51% of road accidents involve at least one large truck. The safety of your drivers and the public is a top priority. That’s why you need to take DOT regulations seriously even down to what documentation your drivers carry in their trucks. Not knowing is not an excuse and could lead to fines, delays, and even accidents. So, what electronic logging device (ELD) user documentation must be onboard a driver’s commercial motor vehicle? Here’s what you need to know.

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What is the ELD rule and who is exempt from it?

Find out about the ELD rule and the few exemptions.

Congress passed a bill in 2012 that increased qualifications to receive federal highway funding. Known as MAP-21, or Moving Ahead for Progress in the 21st century, the bill required the Federal Motor Carrier Safety Administration (FMSCA) to make it mandatory for commercial truckers to maintain an electronic logging device (ELD) – in other words, the ELD rule.

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Progressive rolls out Smart-Haul program for ELD-based truck insurance

Progressive recently launched an ELD-based insurance program.

Progressive Insurance recently rolled out a new program called Smart Haul® that gives qualifying truckers a discount on their commercial truck policy for signing up and sharing their Electronic Logging Device (ELD) driving data. The program provides a three percent discount for sharing ELD data. According to Progressive, most customers save an average of $1,384 a year with the Smart Haul® program. But, should you sign up?

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North Dakota bill could lead to a study about truckers quitting over ELD mandate

A new bill out of North Dakota would require the Dept. of Transportation to study the effect of the ELD mandate on the trucking workforce.

The ELD mandate has generated a lot of discussion and protest in the trucking world, to say the least. The mandate, which went into effect in December of 2017, required truckers to have an ELD, or electronic logging device, in their vehicles to track their hours of duty.

Electronic Logging Devices were meant to promote a safer workplace for truckers and they were supposed to help trucking businesses improve safety. The goal was to make tracking, managing, and sharing Records of Duty Status (RODS) data easier and more efficient. An Electronic Logging Device syncs up to the engine to automatically track drive time.

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