dump truck

Working with a dump truck can be tricky, whether your job is on a construction site or doing trash removal. There’s a balancing act you constantly have to manage with your load. Plus, you have to worry about maneuvering your truck safely through, not only highways, but sometimes tight neighborhood roads and dirt paths. Getting through this dirty job means taking on a lot of risks. So, as a commercial truck driver, you need to know how to avoid these risks and how to protect your business in a worst case scenario.

These articles will give you the tips and tricks of managing the hazards your dump truck business faces. We’ll go over the types of insurance you need, how to hire drivers, how to avoid issues for your trucks, and we’ll keep you up to date on all of the dump truck and general commercial vehicle news.

Women in Trucking

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The shortage of truck drivers has become one of the most prominent challenges for the trucking industry. According to the latest report from the American Trucking Association, currently, the industry is short by 60,000 truckers, which is a nearly 20 percent increase from last year.

The association has warned that if this shortage continues, it may increase to 160,000 by 2028. To meet the rising demand for truck drivers, the niche acknowledges the requirement to hire more truck drivers. Currently, the industry has only 47 percent women drivers.

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How Much Does Insurance for a Used Truck Cost?

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“How much does insurance for a used truck cost” is one of the common questions drivers ask before they buy. Though the cost of these trucks is often low, the price you pay every year varies depending on factors like driving history, the state you live in, and cargo type.

For instance, if you have operators with impeccable driving history, you may need to pay $10,000 to $15,000 per used commercial truck. Here is a quick overview of different types of coverage commercial truck drivers hold.

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The Impact of the $1.2 Trillion Infrastructure Bill on the Trucking Industry

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The trucking industry has had issues with retaining their drivers and growing their fleets for years. This issue is somewhat related to the new rules and regulations in the trucking industry. The $1.2 trillion infrastructure bill, in this regard, is no exception. The bill is expected to have a significant impact on truckers and fleets.

Apparently, the bill aims to improve the water systems, railways, and highways throughout the country. As a result, the government plans to set aside more than $110 billion for infrastructure work. The remaining funds will be used to improve ports, public transit, and railroads.

The bill includes regulations that will have a large impact on fleets. Whether you’re a trucker or own a fleet, learning how the infrastructure bill will impact your business is crucial.

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How to save money on dump truck insurance coverage

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There are a few ways to save money on your dump truck insurance coverage.

Every business has a budget, and it’s wise to be frugal when it comes to various expenses, including insurance. If your business has a dump truck, you need the right insurance for that vehicle. And there are some key ways to save money when purchasing that insurance. Here are some simple ways to maintain great dump truck insurance coverage while still keeping an eye on the bottom line.

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How to choose insurance for dump trucks

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When you're getting insurance for dump trucks, it's important to make sure you get the coverage you need.

If you use a dump truck to haul sand, dirt, asphalt, gravel or rock, then you need specialized dump truck insurance. Dump trucks are classified as heavy-duty commercial vehicles. They include transfer dump trucks, tandem dump trucks, and side dump trucks.

Dump trucks are typically constructed to be used on construction sites or off-road at stone quarries and similar sites. Because of their use in roadwork zones and construction sites, dump trucks are more likely than other commercial trucks to be involved in over-turn and back-up accidents. Because of this fact, dump trucks can be costly to insure. If you are looking for cheap dump truck insurance, you have come to the right place. Here is a guide to finding affordable insurance for dump trucks.

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What insurance coverages do I need for a dump truck?

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get quotes for your dump truck insurance

If you operate or own a dump truck, you might be wondering what kind of insurance coverage you need. If you haul trash, snow, ice or asphalt, then you need dump truck insurance. You also need dump truck insurance if you haul or remove construction materials. Depending on what type of material you haul and whether or not it is hazardous, you might need specialized commercial vehicle insurance.

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How much does dump truck insurance cost?

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get quotes for your dump truck insurance

Dump truck insurance generally costs $5,000 – $20,000 per power unit per year.

(But we say this without knowing your business, your drivers, your loss history, and so on.) There are a lot of factors that go into determining dump truck insurance rates, such as:

  • Your drivers and their MVRs
  • Your location
  • Your loss history/Claims
  • Speeding tickets
  • Your radius
  • How long your business has been around
  • What you’re transporting

Your business could be at the lower end or the upper end of this range – or not within this range at all. Dump truck insurance rates vary greatly from business to business, and that’s why it’s important to get dump truck insurance quotes for your business.

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