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How To Get Insurance For Your Landscaping Trucks

If you own a small landscaping business, you probably try to save money every way that you can. In an effort to save, you might even insure your landscaping trucks and trailers on your personal auto policy. However, this is almost the same as not having any insurance at all. If you are in an accident or damage a customer’s lawn with your truck, this decision will come back to haunt you. Your personal policy will not adequately cover you.

Landscapers and lawn care businesses are exposed to a variety of risks that can lead to financial loss. There are many things beyond your control that can lead to an accident, from storms to other drivers. Even a small incident can lead to a large lawsuit. Landscaping truck insurance can protect you in the event of an accident or incident.

How to get landscaping truck insurance

Landscaping truck insurance can help pay for damages, legal expenses, and medical expenses in the event of an accident. This can help you avoid huge costs that could cause your lawn care business to go under. There are many insurance companies out there. But how do you go about finding the right coverage for your landscaping business? Follow these steps to get the right truck insurance for your needs.

Research Landscaping Truck Insurance Options

To properly insure your landscaping business, you must research the options. If you don’t research what is available, then you might end up paying more for insurance than you need to. Owning a small business is already time-consuming enough without spending hours researching insurance options. (But fortunately, you don’t have to spend hours calling different insurance companies for quotes. You can get multiple truck insurance quotes at once when you work with our team.)

You’ll need to provide information about your company and trucks so that you can get customized quotes. Here are some things that are typically required for an insurance quote.

  • The name and address of your company.
  • Vehicle details – The year, make and model of all vehicles used for your business.
  • Driver information – The names, date of birth and driver’s license numbers for all drivers.
  • Claim history – Details about any previous accidents or claims.

Getting truck insurance quotes will also help you get an accurate idea of how much your landscaping truck insurance will cost, too.

Review Your Quotes

Once you have your quotes, you’ll want to carefully review them. Request a copy of your quotes via email. Then, take a careful look at them and make sure you follow up with an agent with any questions that you might have.

Choose Your Policy

After you have looked over your commercial landscaping truck insurance quotes closely, you will then choose your policy. You can typically get insurance immediately once you sign the binder for coverage.

Are you ready to get insurance for your commercial or residential landscaping trucks? If so, contact us today. We can help you get secure coverage that fits your landscaping business needs. We understand the risks you face and the insurance coverages that you need to protect your business. Get started with your quotes by filling out our online quote form or giving us a call today.