Insurance

Truck insurance might seem complicated and overwhelming, but that’s why our team is here. We’re transportation professionals who help businesses insure their commercial vehicles all day, every day. We understand the risks you face and the coverages you need to protect your business from them. Our goal is to make truck insurance as easy as possible.

Part of that includes the articles below. The following articles explain different concepts and different coverages that your truck business might need. Commercial vehicle insurance might seem overwhelming, but that’s why we’ve broken down different topics into smaller, manageable articles. From deductibles to physical damage coverage, we’ve compiled useful information for any trucking business to have.

So, take some time to click through and read the posts below. They’re there for you to read at your leisure. We hope that you enjoy the content and find it helpful as you begin the process of getting coverage for your trucks.

The Untold Benefits of Trailer Interchange Coverage for Trucking Businesses

Running a trucking business is more than just moving freight from point A to point B—it’s a constant juggling act of managing costs, protecting assets, and keeping your business compliant. One overlooked aspect that can quickly turn into a nightmare is when you’re hauling someone else’s trailer. Imagine this: you’re on the road with a trailer that doesn’t belong to you, and a sudden accident leaves it damaged. Who’s responsible? If you’re not covered correctly, the repair costs could come out of your pocket.

Trailer interchange coverage is one of those insurance types that most trucking businesses don’t think about—until they really need it. But when you do need it, you’re glad it’s there. So, what exactly is it, and how does it offer essential protection and cost savings for your trucking business?

Slash Premiums with GEICO and Truck Insurance Quotes!

Navigating the world of trucking insurance can feel overwhelming, especially with so many options and rising costs. That’s why Truck Insurance Quotes is excited to bring you something new: GEICO. As one of the few agencies with access to GEICO’s commercial trucking insurance, we’re here to help you find better coverage at more affordable rates.

Top 5 Risks in Flatbed Towing and How Insurance Can Help

Flatbed towing is a vital service, but it comes with its own set of challenges and risks. If you’re running a flatbed towing business, you’re likely familiar with the anxiety that accompanies each job—whether it’s ensuring the safe transport of vehicles or managing the constant worry about potential liabilities. These concerns aren’t just in your head; they’re real, and they can be costly. You’re not alone in feeling this way, and it’s essential to address these risks head-on.

What Does Cargo Insurance Cost?

Cargo insurance is essential for truckers who haul and deliver goods for a living. This coverage ensures that lost or damaged shipments are compensated for, up to your policy’s limit. Given that many shipments are worth hundreds of thousands of dollars or more, truck cargo insurance can be quite costly.

Shippers are stringent about truck drivers having the proper coverage. Failure to meet these requirements can result in being denied the load. Cargo insurance is critical for businesses prioritizing the protection of their goods during transportation.

The Top 5 Risks Covered by Fuel Tanker Insurance

Running a hazmat business isn’t easy. From navigating strict regulations to managing the inherent risks of transporting hazardous materials, the challenges are numerous. One small mistake can lead to significant financial losses or, worse, accidents that put lives in danger. If you’ve ever felt the weight of these responsibilities, you’re not alone. Many business owners in the hazmat industry share your concerns.

Top Tips for Choosing the Best Tow Truck Insurance in Florida

Running a tow truck business in Florida is no easy task. Balancing the demands of your clients, maintaining your fleet, and ensuring that your drivers are safe on the road can be overwhelming. One of the most significant challenges is securing the right tow truck insurance to protect your business without breaking the bank. We get it – finding affordable and comprehensive coverage can seem like an impossible task. But don’t worry, you’re not alone in this journey.

Top Mistakes to Avoid with Commercial Insurance for Your Trucks

Navigating the world of commercial insurance for your trucks can be daunting. If you’re a trucking company or truck driver, you’ve likely felt overwhelmed by the complexities and fine print of insurance policies. The pressure to protect your fleet and ensure compliance without breaking the bank is immense. You’re not alone in this struggle.

no down payment commercial truck insurance

Low or No Down Payment for Commercial Truck Insurance

Navigating the world of commercial truck insurance can be a daunting task, especially when you’re trying to secure coverage without breaking the bank. The thought of hefty down payments can be overwhelming, leaving many wondering if there’s a way to get the insurance they need without that initial financial strain.

What’s a BMC 91 Filing?

Like any other industry, trucking businesses must comply with state and federal insurance laws. The FMCSA oversees this sector, requiring all motor carriers, broker authorities, and freight forwarders to have the necessary insurance in place before they can be issued operating authorities.

However, it’s important to note, different situations require different filings. Therefore, you must know what federal filings you need since each has a distinct purpose. The main factors that influence which truck insurance filings you need are the type of cargo you haul, what you drive, and your hauling radius.

In this article, we’ll discuss the importance of BMC-91 filings as well as the MCS-90, BMC-84, and BMC-34. Let’s get started.