No matter how good of a driver you are, you probably notice your truck insurance premiums rising every year. Though most factors that cause premiums to increase aren’t in your control, there are some things you can do to try and keep them as low as possible.
Insurance
Truck insurance might seem complicated and overwhelming, but that’s why our team is here. We’re transportation professionals who help businesses insure their commercial vehicles all day, every day. We understand the risks you face and the coverages you need to protect your business from them. Our goal is to make truck insurance as easy as possible.
Part of that includes the articles below. The following articles explain different concepts and different coverages that your truck business might need. Commercial vehicle insurance might seem overwhelming, but that’s why we’ve broken down different topics into smaller, manageable articles. From deductibles to physical damage coverage, we’ve compiled useful information for any trucking business to have.
So, take some time to click through and read the posts below. They’re there for you to read at your leisure. We hope that you enjoy the content and find it helpful as you begin the process of getting coverage for your trucks.
How Much Will It Cost to Insure My Tractor Trailer?
A tractor-trailer is a combination of both a trailer and tractor that are connected by a fifth wheel hitch. In general, they’re used to transports heavy loads from one place to another. This type of truck has many names that can often confuse people.
Don’t Over-Insure Your Trucking Business
Many trucking companies in the United States spend more on their truck insurance than they’re supposed to. To handle their expense, these companies either move to cheaper insurance or completely cancel their truck drivers’ insurance policies.
How Much Cargo Insurance Do I Need?
Since trucks carry a wide variety of cargo throughout their journeys, it’s hard to figure out how much coverage they’ll need. If you’re a trucker, keep in mind that the amount and value of your cargo changes pretty frequently. That’s why it’s important to invest in a quality cargo insurance policy that fits your needs.
How Much Does a Truck Accident Cost?
Determining the cost of a truck accident and how it may impact your business is essential. Even a minor crash can be financially detrimental. When determining how much an accident costs, it’s important to remember that the cost varies from incident to incident.
Why You Need Uninsured Motorist Coverage for Your Truck
Accidents on the road are far too common, especially among truck drivers. Given the type of vehicle they’re driving and the cargo they’re hauling, you can see why accidents happen frequently.
Commercial Auto Insurance vs. Personal Auto Insurance
Personal auto insurance covers most four-wheel vehicles such as trucks, vans, and cars that are for personal use only. However, if these vehicles are for business use then commercial auto insurance is required. All businesses require some sort of insurance for their vehicles.
How to Lower Your Truck Insurance Rates Fast
No matter what upfront costs insurers show on their websites, the actual commercial truck insurance cost is different or hidden. It happens because there’s certain variables that influence commercial truck interest rates. However, the good news is that truckers can take certain measures to reduce their rates.