If you’re going to be driving hotshot, you’re in a unique insurance situation. It’s a unique line of work, after all, since you’re using a hefty pick-up truck to haul loads for a profit. So, it can be tricky to get your insurance all set up properly.
Insurance
Truck insurance might seem complicated and overwhelming, but that’s why our team is here. We’re transportation professionals who help businesses insure their commercial vehicles all day, every day. We understand the risks you face and the coverages you need to protect your business from them. Our goal is to make truck insurance as easy as possible.
Part of that includes the articles below. The following articles explain different concepts and different coverages that your truck business might need. Commercial vehicle insurance might seem overwhelming, but that’s why we’ve broken down different topics into smaller, manageable articles. From deductibles to physical damage coverage, we’ve compiled useful information for any trucking business to have.
So, take some time to click through and read the posts below. They’re there for you to read at your leisure. We hope that you enjoy the content and find it helpful as you begin the process of getting coverage for your trucks.
How our team can help with your truck insurance during COVID-19
The COVID-19 pandemic has, obviously, had a huge effect on the world and the country. A lot of businesses have been in upheaval, and trucking and towing businesses have not escaped the turmoil.
Will a violation count against the driver, the motor carrier, or both?
The Federal Motor Carrier Safety Administration (FMCSA) operates a program called the Safety Measurement System (SMS) to improve the safety of commercial drivers as well as the driving public.
How can a carrier improve in the Hazardous Materials Compliance BASIC?
Hazardous Materials is one of seven categories that inspectors from the Federal Motor Carrier Safety Administration (FMCSA) measure as part of its Behavioral Analysis and Safety Improvement Category (BASIC).
Can a Motor Carrier broker loads?
The Federal Motor Carrier Safety Administration (FMCSA) currently does not allow motor carriers to broker loads unless they first apply for and receive a license as a property broker. If you are a new broker, that means you must complete an application for broker authority using the Unified Registration System (URS) of the FMCSA. You will need to locate proof of insurance coverage to do so.
What is the SMS Insurance/Other Indicator?
The Federal Motor Carrier Safety Administration (FMCSA) has prepared a program designed to enhance safety and to ensure that oversized commercial vehicles are as safe as possible on the roads. The SMS Insurance/Other Indicator is part of a wider initiative and designed to check for licensing, registration, reporting, and insurance issues.
How can I change from one type of truck operating authority to another?
If you find that you need to choose a truck operating authority after being exempt in the past, or you need to change from one type of operating authority to another, you can do so using the process outlined below. A thorough understanding of how operating authorities work and what they require can help you save time and money during the process.
What do I do if I get a warning letter from the FMCSA?
The Federal Motor Carrier Safety Administration (FMCSA) is responsible for making sure that commercial trucks and drivers are safe enough to be on America’s highways. To protect the public, the FMCSA completes regular inspections of equipment, driver log books, records of violations, and more. If your business is found to have a violation, the FMCSA will then notify the motor carrier of violations by mail in the form of a warning letter.
What does the Vehicle Maintenance BASIC cover?
Regular maintenance for your trucks and fleet vehicles does more than just prevent you from experiencing emergency repair work costs and downtime; it enhances your safety on the roadways, too. As a trucker or an organization that owns trucks, if you perform deliveries or shipping services, you are also required to comply with key maintenance and safety regulations from the FMCSA.