Every industry has its own jargon, and the truck insurance industry is no exception. Unless you are a lawyer or work in the insurance industry, it can be difficult to understand what every term means. However, when you look over your truck insurance policy, you need to know what the terms mean. Otherwise, you could end up without coverage when you need it the most. That is why we have compiled this easy-to-read guide to truck insurance terms.
5 Safety Tips for Lowboy Trailers
If you’re hauling on lowboys, you know that no type of equipment, machinery, or industrial vehicle you haul is ever quite the same. You’re naturally a problem solver. Every day, you have to put your knowledge of synthetic webbing, winches, ratchets, friction mats and more to work so that you can make sure every load safely reaches its destination. You recognize that it’s not only the cargo at stake – it’s also the safety of everyone on the road and your business’s reputation.
Will my personal auto insurance cover my catering van?
Do you use a van to transport food for your catering business? Are you thinking about opening up a food truck business? If so, make sure you have the proper insurance coverage. Many people believe that their personal car insurance policy will cover their catering van for work use. However, this can be a costly mistake.
It is a common assumption that if you don’t operate a fleet of vehicles, then you don’t need commercial vehicle insurance. However, this is untrue.
When should I review my commercial truck insurance policy?
The well-being of your driver and others involved is important to you. So, if one of your truck drivers is involved in an accident, you need to know that your drivers, your business, and others involved in the accident will be properly helped and protected. You also need to know that you can quickly and safely get that truck back on the road. Otherwise, you’re taking a big hit to your bottom line.
7 Safe Winter Driving Tips for Truck Drivers
According to the Department of Transportation, bad weather causes 21% of vehicle accidents. A DOT study shows that heavy snow can slow freeway traffic down by 5-40%, and even light snow can decrease speeds by as much as 13%, increasing your drivers’ risks of having an accident. Taking steps to prepare your drivers for the increased challenges of winter will help keep your drivers safe and deliveries reaching their destinations on schedule.
What Kind of Insurance Do You Need for a Dry Cleaning Van?
Dry cleaning is a $9 billion industry where service is everything. Delivering a consistent customer experience earns you repeat customers and referrals. So, it’s important to keep your dry cleaning vans covered and on their routes to give your customers the best experience. That’s why it’s important to have the right insurance for your dry cleaning vans. In the event of a loss, it gets your vehicle back on the road fast and protects that precious cargo that your customers have entrusted to your capable hands.
What kind of truck insurance does a debris removal truck need?
Are you thinking of starting a junk or debris removal business? Or, maybe you already haul junk for affluent baby boomers who are downsizing. If you regularly haul yard debris, junk or other waste, make sure you have the right insurance coverage for your truck.
Is the cheapest commercial truck insurance policy the best one?
You might think that the cheapest big rig insurance or truck insurance is always the best policy to choose. However, choosing a commercial truck insurance policy based on price alone can cost you in the long run.
How to find a great flatbed trailer insurance policy
Flatbed trailers haul large, bulky items like heavy-duty vehicles, machinery and more. Because a flatbed trailer must use chains and other specialized equipment to secure loads, there tends to be more risk with driving these trucks compared to others. To manage risks, you must get the right flatbed truck insurance coverages.