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COMMERCIAL TRUCKING INSURANCE ARTICLES

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In the trucking industry, finding the right insurance for your commercial vehicle can be complicated. From federal and state regulations to motor carrier requirements, there are several things to consider. Getting insurance coverage, however, can be simple. At Truck Insurance Quotes, we strive to help you find quality and affordable insurance coverage that will protect your commercial vehicle, your business, and your cargo. No matter if you are looking for liability insurance, physical damage coverage, or other types of specialty plans, we can help you find the policy you need.

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Whether you are a trucker, owner, or operator, understanding the trucking industry and the insurance needed for different types of trucks can set you up for success. Take a look at some of the information below to get a better idea of how you can protect your business and your trucks. Let us know how we can help you!

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The Safety Measurement System uses certain data as part of the methodology.

What data does the Safety Measurement System use?

The Safety Measurement System (SMS), a branch of the Federal Motor Carrier Safety Administration (FMCSA), identifies and intervenes with drivers who have demonstrated unsafe driving behavior. It uses seven distinct categories, known as BASICs, to identify, categorize, and rank drivers to prioritize for intervention. BASIC stands for Behavioral Analysis and Safety Improvement Categories and includes the following categories:

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You can challenge the results of an FMCSA inspection.

Can I challenge the results of an FMCSA inspection?

The Federal Motor Carrier Safety Administration (FMCSA) conducts periodic roadside inspections of commercial trucks and buses to ensure public safety. Any violation on your record with the FMCSA can have a negative impact on your career as well as single you out for further intervention from the agency’s Compliance, Safety & Accountability (CSA) program. What if you want to challenge the result of an FMCSA inspection? We’ll explain.

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ELDs record information about a driver's hours on the road.

What information is recorded by an ELD?

The Federal Motor Carrier Safety Administration (FMCSA) requires all commercial truckers to install an electronic logging device (ELD) in their vehicle to record specific information. The ELD has replaced paper logs and electronic onboard recorders since that device was not standardized for the entire industry. The FMCSA required all carriers to install ELDs by December 2017 and to be in full compliance by December 2019.

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It's important to understand what safety event groups are.

What are Safety Event Groups and how are they used?

Compliance and Safety Accountability (CSA) is a program operated by the Federal Motor Carrier Safety Administration (FMCSA) that uses Safety Event Groups to help rank motor carriers in terms of safety. The CSA first used this methodology in 2010 when it replaced Peer Groups. It also stopped assigning Average Power Units at that time to categorize fleets.

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There is a difference between acute and critical violations.

What are Acute and Critical Violations?

When the Federal Motor Carrier Safety Administration (FMCSA) completes a safety audit, it is looking for evidence of violations that can put the public at risk. It classifies all violations as either acute or critical. When a trucking company or independent owner-operator receives an acute violation, it means that the violation was so grossly unsafe that the FMCSA will implement immediate corrective action.

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