Commercial Truck Insurance Articles

The Benefits of Buying Insurance for a Dump Truck

You’re aware of the importance of having the appropriate insurance in place if you own a dump truck business. This is due to the fact that safely operating such large machinery comes with a number of risks. These vehicles are often costly to replace and repair, not to mention the damage they can cause to others can be detrimental! As a result, you must ensure their protection because your transportation business is likely your primary source of income.

In the event of an accident, your truck’s damages as well as the other party’s medical bills, injuries, and property damage will be covered, depending on the coverage you choose. As a result, we recommend that you purchase dump truck insurance to avoid financial hardship. The benefits of dump truck insurance will be discussed further in this article.

How to Avoid Nuclear Verdicts

Unfortunately, a serious truck accident might push your business dangerously close to bankruptcy. Incidents like these are frequently referred to as nuclear verdicts by insurance companies. This is when a jury grants the plaintiff in the case more than $10 million.

Alarmingly, due to the rise in deadly truck crashes, these instances have become more prevalent. Recent research indicates that the number of accidents rose by 43% between 2010 and 2019.

In this post, we’ll talk about how safety technology and monitoring methods can improve fleet safety as a whole. Let’s get started!

CDL Drug Test Requirements

It’s usual to be perplexed about the requirements for CDL drug tests. In short, the FMCSA has created criteria for persons who operate commercial motor vehicles to submit to drug and alcohol testing. This covers drivers of passenger vans, buses, and big trucks since they require a CDL. These rules specify who gets tested, when they’re tested, and under what conditions.

Understandably, this is where things start to become a little unclear as the requirements can be somewhat challenging to comprehend. Don’t worry, we’ll explain who must submit to CDL drug and alcohol testing as well as when it’s required in this article.

Safety Tips and Recommendations for Operating Passenger Vans

Across industry lines, passenger vans can be useful for transporting groups of people. However, these vehicles also carry unique risks. Recent research from the National Highway Traffic Safety Administration (NHTSA) found that 15-passenger vans are more likely to be involved in truck crashes than other types of vehicles.

With this in mind, your organization must take steps to mitigate the risks that come with operating passenger vans. Whether your organization utilizes a single van or an entire fleet of this type of vehicle, review the following guidance for an outline of the most common safety hazards associated with 15-passenger vans and risk management steps that you can implement to avoid these hazards.

When an Insurance Company Won’t Renew Your Truck Insurance

You’ll probably panic if you learn that your truck insurance won’t be renewed a month or two before your policy’s expiration date. While a nonrenewal won’t negatively affect your credibility in the eyes of an insurer (in most cases), it’s still a major inconvenience. However, don’t fret as it’s still possible to acquire a new policy on short notice.

First things first, you must understand the reasons that your insurance carrier won’t renew your policy. Therefore, reach out to your agent who can help guide you on the next steps.

We’ll discuss the most frequent justifications insurance companies provide for not renewing truck insurance policies in this post, along with what you could do in response. Let’s get started!

Questions to Ask Your Trucking Agent

When looking for truck insurance, it’s best to reach out to multiple insurance agencies so that you have various options to explore. This way, you can determine the best option for you and save a considerable amount of money on your insurance in the meantime.

When talking to a trucking insurance agent, there are several questions you should ask them to determine if they’re the best fit for you or not.

To Drive Defensively You Should…

Considering the value of the cargo (cargo insurance cost) that you transport in your trailer, and your most precious cargo—yourself, driving defensively is arguably one of your most important responsibilities. Your life—and the lives of those that find themselves near you on the highway—depends on it. Let’s take a look at the meaning of driving defensively and discuss techniques for staying safe.

Reasons to Switch to Refrigerated Freight

A refrigerated truck, also known as a reefer, is made to transport perishable items such as pharmaceuticals, chemicals, frozen goods, and food. They’re designed to keep refrigerated freight cool and at their desired temperature for the duration of the transportation process.

Furthermore, there are numerous advantages to becoming a refrigerated truck driver in this day and age. In fact, many drivers are opting for temperature-controlled freight versus hauling standard non-refrigerated items.

How to Conduct Commercial Truck Inspections

When driving a personal vehicle for everyday use, most drivers simply jump in and go. However, for commercial motor vehicles used to transport cargo or passengers, extra consideration should be taken to ensure that they’re safe and ready for the road.

Performing pre-trip inspections on your commercial truck can catch potential problems before they have a chance to endanger the safety of you and others on the road. Take care of problems right away to prevent future costs and delays.

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