Commercial machines and equipment are always on the move. Semi trucks spend more than 140 billion miles on the road each year transporting goods and equipment across the United States. If you are an owner operator who delivers machines and equipment via your own tractor trailer, you need the right insurance to help keep you on the road. Here are 4 important truck insurance coverages that every owner-operator needs.
Do you use a van to transport food for your catering business? Are you thinking about opening up a food truck business? If so, make sure you have the proper insurance coverage. Many people believe that their personal car insurance policy will cover their catering van for work use. However, this can be a costly mistake.
It is a common assumption that if you don’t operate a fleet of vehicles, then you don’t need commercial vehicle insurance. However, this is untrue. Vehicles used for business purposes, especially catering vans and food trucks, need special insurance to properly cover the food and equipment that they carry as well as the insurance to cover the vehicle. Not properly insuring your catering van can lead to costly consequences when it’s time to file a claim. So, here are some of the reasons why personal auto insurance won’t cut it when insuring your catering van.
The well-being of your driver and others involved is important to you. So, if one of your truck drivers is involved in an accident, you need to know that your drivers, your business, and others involved in the accident will be properly helped and protected. You also need to know that you can quickly and safely get that truck back on the road. Otherwise, you’re taking a big hit to your bottom line.
If it’s been a while since you last reviewed your commercial truck insurance policy, you may not have the proper protection for your business. It’s important to review your policy on a regular basis before you file a claim that you may not be covered for. Here are 7 main times when you should especially review your commercial auto insurance.
According to the Department of Transportation, bad weather causes 21% of vehicle accidents. A DOT study shows that heavy snow can slow freeway traffic down by 5-40%, and even light snow can decrease speeds by as much as 13%, increasing your drivers’ risks of having an accident. Taking steps to prepare your drivers for the increased challenges of winter will help keep your drivers safe and deliveries reaching their destinations on schedule.
So, check out these 7 winter truck driving tips not to overlook.
Trucking is a unique industry. There are many different scenarios and risks that you face as a trucker, and that means that you need a variety of insurance coverages to protect you. However, all of these transportation and commercial auto coverages can get a little confusing. There are a lot of them, so they can get jumbled. One type of trucking insurance that you might be curious about is trailer interchange insurance. What exactly is trailer interchange insurance? What does it cover? When and why would you need it? We can answer those questions and shed a little light on this very specific type of coverage.
Auto haulers are not without their risks. And the risks that you face as a car hauler are exactly why you need auto hauler insurance. Having the right coverage is essential when it comes to protecting your business. But first things first – how much does auto hauler insurance cost? Well, there are a lot of factors that influence the cost of auto hauler insurance and a lot of details about your business that your insurer will want to know about.
So, to give you an idea of what determines your car carrier insurance rates, here are some factors that can affect auto hauler insurance cost.
If you haul cars for a living, you know that you face a lot of risks. You (or your driver) could get into an accident and injure other drivers. The cars you’re hauling could get damaged. The car carrier itself could be wrecked. You could destroy private property in an accident. So, yes, auto hauling isn’t for the faint of heart. However, that’s why they invented auto hauler insurance. There are several types of insurance you’ll need to haul cars, and we’ll explain each of these possible coverages.