Do you use a van to transport food for your catering business? Are you thinking about opening up a food truck business? If so, make sure you have the proper insurance coverage. Many people believe that their personal car insurance policy will cover their catering van for work use. However, this can be a costly mistake.
It is a common assumption that if you don’t operate a fleet of vehicles, then you don’t need commercial vehicle insurance. However, this is untrue. Vehicles used for business purposes, especially catering vans and food trucks, need special insurance to properly cover the food and equipment that they carry as well as the insurance to cover the vehicle. Not properly insuring your catering van can lead to costly consequences when it’s time to file a claim. So, here are some of the reasons why personal auto insurance won’t cut it when insuring your catering van.