semi-truck

Semi-trucks are the heavy-duty machines of the hauling world. They’re the types of commercial trucks that allow businesses and vendors to move tons of cargo in one smooth trip. Whether you use a semi-truck to go on long-hauls or your fleet just travels around the state, you’re responsible for getting vital supplies to companies all over the map. However, this kind of responsibility doesn’t come easy. There’s tons of training that semi-truck drivers must go through. Truckers must always be alert and aware of their cabin and their cargo. They must be especially cautious of all drivers on the road and conscious of all of the deadlines their company must meet. There are also tons of risks that come with driving a semi-truck. Companies have to be aware of their driver’s behavior, potential liability cases, safety measures, and more. With the rise of technology, minimizing these risks and tracking defensive driving behaviors have become easier than ever before.

On this page we’ll talk about some of the risks of semi-truck driving. We’ll cover semi-truck safety, how technology is shaping the industry, how drivers can stay safer on the roads, and how to properly insure these commercial vehicles in case of an unfortunate scenario.

Can I get my own primary liability and cargo if I’m leased to a motor carrier

April 8, 2019February 25, 2019 by Truck Insurance Quotes

If you're leased onto a motor carrier, you need to make sure you have the right primary liability insurance and cargo insurance.

Primary liability insurance is the only coverage for commercial truckers mandated by the Federal Motor Carrier Safety Administration (FMCSA). This is basic coverage and proof of financial responsibility that you must have before you can drive. The purpose of primary liability insurance is to cover claims for bodily injury and property damage that you cause to others while operating your vehicle. It does not cover any losses that you suffer, regardless of who was at fault for causing them.

How to choose a heavy-duty tow truck company for your semi-truck

August 30, 2019July 27, 2018 by Kate Betts

As much as we wish that we could simply go about our days without any major catastrophes happening, we all have to be prepared for Murphy’s Law: anything that can go wrong will go wrong. When you drive a complex and heavy-duty vehicle like a tractor-trailer, those little mishaps can turn into a complete disaster. Truckers, of course, are often required to travel on highways, some of which are paths less traveled. So what happens if you’re on the highway, miles from the nearest town or city, and your truck breaks down? Or, what happens if you accidentally run off the road? Well, that would be the time to call a heavy-duty tow truck, no?

What factors influence the cost of tractor-trailer insurance?

June 29, 2018 by Kate Betts

Many factors affect the cost of tractor-trailer insurance.

Truck insurance rates are not the same across the board. Every business is different, so every business is going to pay a different price for their tractor-trailer insurance. There are a lot of factors that influence the cost of semi-truck insurance – insurance carriers look at a lot of details about a business before they will give them a quote. We’ll explain some of the factors that affect the cost of tractor-trailer insurance.

What is a BASIC in trucking and why do the BASICs matter?

June 26, 2018 by Kate Betts

Your BASIC percentiles can determine if you'll be subject to FMCSA intervention.

There are a lot of regulations that trucking businesses need to be aware of and follow. The FMCSA (Federal Motor Carrier Safety Administration) is the agency charged with overseeing CMVs and regulating trucks. The FMCSA has the power to intervene with truck businesses in the form of written letters of warning or investigations. But how does the FMCSA decide who to investigate? There are a lot of businesses out there – why would they single out your business?

The FMCSA uses BASIC (Behavior Analysis and Safety Improvement Category) percentiles to prioritize which truck businesses to investigate. What’s a BASIC percentile? Great question. We’ll explain what BASICs are, where they come from, and what could cause your business to get poor percentile scores on your BASICs.

What is trailer interchange insurance?

August 2, 2019May 1, 2018 by Kate Betts

Bobtail insurance and non-trucking liability insurance aren't quite the same thing.

Trucking is a unique industry. There are many different scenarios and risks that you face as a trucker, and that means that you need a variety of insurance coverages to protect you. However, all of these transportation and commercial auto coverages can get a little confusing. There are a lot of them, so they can get jumbled. One type of trucking insurance that you might be curious about is trailer interchange insurance. What exactly is trailer interchange insurance? What does it cover? When and why would you need it? We can answer those questions and shed a little light on this very specific type of coverage.

The dangers of strong wind for the drivers of tractor trailers

July 15, 2020February 9, 2018 by Kate Betts

How does your SAFER score affect your insurance rates?

When you think of poor driving conditions, several things might come to mind. Rain. Snow. Fog. Night-time darkness. But one weather-related hazard for truck drivers that may not be immediately apparent is wind. Semi trucks, in particular, can be affected by wind because they can tip over very easily. We’ll explain why wind is so hazardous for tractor trailers and how you can stay safe in strong winds.

How to avoid truck rollovers and prevent semi-truck accidents

July 14, 2020January 5, 2018 by Kate Betts

We can help you get quotes for hazmat insurance.

We’ve all seen news reports about trucks – tractor-trailers, especially – rolling over and causing car accidents, injuries, and even fatalities. Rollovers can happen all-too-easily, and it’s important to be aware of how you can prevent them and what raises your risk of having a rollover. By doing so, you keep yourself safer when you’re behind the wheel, and you lower your chances of having a crash that could injure other people. Avoiding crashes can also help you lower your truck insurance rates. We’ll go over some potential causes of rollovers and give you some tips for preventing them.