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COMMERCIAL TRUCKING INSURANCE ARTICLES

We are the trusted truck insurance advisors.

In the trucking industry, finding the right insurance for your commercial vehicle can be complicated. From federal and state regulations to motor carrier requirements, there are several things to consider. Getting insurance coverage, however, can be simple. At Truck Insurance Quotes, we strive to help you find quality and affordable insurance coverage that will protect your commercial vehicle, your business, and your cargo. No matter if you are looking for liability insurance, physical damage coverage, or other types of specialty plans, we can help you find the policy you need.

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Whether you are a trucker, owner, or operator, understanding the trucking industry and the insurance needed for different types of trucks can set you up for success. Take a look at some of the information below to get a better idea of how you can protect your business and your trucks. Let us know how we can help you!

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It's important to review your insurance coverages as you grow your fleet.

What does the Vehicle Maintenance BASIC cover?

Regular maintenance for your trucks and fleet vehicles does more than just prevent you from experiencing emergency repair work costs and downtime; it enhances your safety on the roadways, too. As a trucker or an organization that owns trucks, if you perform deliveries or shipping services, you are also required to comply with key maintenance and safety regulations from the FMCSA.

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What does the Unsafe Driving BASIC cover?

The Federal Motor Carrier Safety Administration (FMCSA) maintains records on seven levels of unsafe driving behavior that it uses to rank motor carriers.  The name of the system is BASIC, which stands for Behavioral Analysis and Safety Improvement Category. The Unsafe Driving BASIC specifically addresses FMCSA 49 CFR Parts 397 to evaluate motor carriers in several safety categories.

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Find out what a private motor carrier is.

What is a private motor carrier?

The term private motor carrier refers to a commercial trucking company that transports the cargo it produces rather than outsourcing the job to another company or independent owner-operator. Businesses that operate as a private motor carrier typically produce, sell, or use the cargo it produces and transports.

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