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COMMERCIAL TRUCKING INSURANCE ARTICLES

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In the trucking industry, finding the right insurance for your commercial vehicle can be complicated. From federal and state regulations to motor carrier requirements, there are several things to consider. Getting insurance coverage, however, can be simple. At Truck Insurance Quotes, we strive to help you find quality and affordable insurance coverage that will protect your commercial vehicle, your business, and your cargo. No matter if you are looking for liability insurance, physical damage coverage, or other types of specialty plans, we can help you find the policy you need.

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Whether you are a trucker, owner, or operator, understanding the trucking industry and the insurance needed for different types of trucks can set you up for success. Take a look at some of the information below to get a better idea of how you can protect your business and your trucks. Let us know how we can help you!

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Driver violations and Clearinghouse

How does Clearinghouse keep track of driver violations?

The Federal Motor Carrier Safety Administration (FMCSA) created a Drug and Alcohol Clearinghouse for the purpose of keeping habitually unsafe commercial drivers off the road. It began requiring employers to use the Clearinghouse in January 2020 to keep track of driver violations. In addition to employers and the FMCSA, information in the Clearinghouse is available to law enforcement personnel and driver’s license agencies at the state level with the proper registration and clearance.

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Clearinghouse query plans

What are the different Clearinghouse query plans?

When the Federal Motor Carrier Safety Administration (FMCSA) released its Drug and Alcohol Clearinghouse in January 2020, it did so with the requirement that employers of those holding a commercial driver’s license (CDL) purchase a query plan. This allows employers and any third- party administrator or consortium they assign to request information on drug and alcohol violations of current and prospective employees. Upon registration, employers must log into the DOT Clearinghouse and purchase a query plan.

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What SMS information can the public see?

What Safety Measurement System (SMS) information can the public see?

The Federal Motor Carrier Safety Administration (FMCSA) maintains a separate website and program known as the Safety Measurement System (SMS) that tracks certain safety details on all motor carriers. Prior to the FAST Act of 2015, all information on SMS was available for public viewing. Since that time, certain SMS information about the safety performance and compliance of motor carriers is no longer publicly available.

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