There is no denying that scams and fraud are everywhere. If you’ve been in truck fleeting for a long time, chances are you’re already familiar with people who’ve lied or cheated to get insurance money.
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Whatever type of truck you drive, you know that there are tons of risks involved. Handling more heavy-duty vehicles means being more responsible and cautious of every other driver on the road. So, it’s important to learn proper safety and how to protect your drivers if something happens. These preventative measures can range anywhere from proper training to truck monitoring.
Protecting your drivers from risks also includes truck insurance. However, it’s not enough to know the basics of coverage. Fleet owners must know the best types of insurance to protect their unique company. For instance, an insurance plan for a towing company in one region can be completely different from a reefer truck fleet’s in another location. Therefore, shopping for trucking insurance means knowing your company and all of the specific risks you face.
Here, we’ll go over all you need to know about trucking. We’ll walk you through what types of risks commercial trucks face and trucking news. We’ll also cover what types of trucking insurance you’ll need and how to save on the best coverage for your business.
The Best Tunes to Listen to on the Road (Trucker Edition)
Just as a dessert complements a delicious meal, melodious trucking tunes are the best partner when you’re out on the road. They can turn your trucking experience into an amazing journey.
Whether you haul heavy loads in the scorching heat or deliver letters in the freezing temperature, you need motivation, inspiration, and of course, something to elate your mood.
Can Technology Help You Lower Your Trucking Insurance Cost?
Did you know that litigation of truck accidents has increased significantly?
Whether you have a transportation company or a trucking fleet, managing insurance may be a daunting task. We say this because legal settlements are on the rise and premiums are increasing. Plus, the equipment has become more costly.
How Do I Keep My Truck Drivers Happy?
Earning as a truck driver means long working hours and unwavering commitment and responsibility towards the job. Most truck drivers are fatigued and stressed due to the overwhelming pressure to stay secure while hauling heavy loads within the deadline.
Keep in mind that happy truck drivers are not only satisfied, but also more productive.
Risks that truck and bus drivers must navigate
Driving a truck or bus is, needless to say, a huge responsibility. But just how big of a responsibility is it? For one thing, there are numerous factors that create safety challenges for truck and bus drivers.
What data does the Safety Measurement System use?
The Safety Measurement System (SMS), a branch of the Federal Motor Carrier Safety Administration (FMCSA), identifies and intervenes with drivers who have demonstrated unsafe driving behavior. It uses seven distinct categories, known as BASICs, to identify, categorize, and rank drivers to prioritize for intervention. BASIC stands for Behavioral Analysis and Safety Improvement Categories and includes the following categories:
What’s the difference: Actual cash value vs. stated limit for trucks
You’ve done everything right – your drivers are experienced, careful and well-trained, your trucks are well-maintained and up-to-date and everyone is complying with regulatory laws – but you still had an accident. It happens to everyone eventually, and it’s why you have commercial coverage for your fleet of trucks and vans anyway.
What insurance coverage do I need to get my truck tags?
The Department of Motor Vehicles (DMV) in every state requires both personal and commercial vehicles to obtain truck tags for license plates on an annual basis. The amount that drivers must pay for these truck tags depends on several factors, including age and type of the vehicle. Just as drivers of personal vehicles must prove they have minimum liability insurance, the same is true of commercial truckers.