truck insurance

If you are one of the more than 350,000 owner-operators in the United States, then your truck is your livelihood. That is why you want to be sure that it is protected with the right insurance coverage. Choosing the right truck insurance is the best way to protect your business and your investment.

Read moreWhat kind of insurance do owner-operators need?

If you drive your semi without a trailer attached, then you need bobtail insurance. Bobtail insurance pays for damages that occur while the trailer is not attached to your truck. An example would be if you drop off your load in Detroit, Michigan and pick up another in Pittsburgh, Pennsylvania. Bobtail insurance would cover you between Detroit and Pittsburgh.

Due to the complexity of bobtail truck insurance, there are a lot of misconceptions about what it is and what it covers. It can be hard to determine the truth. Unfortunately, these myths can be costly. To help shed some light on bobtail insurance and save you money, we have put together this list of common misconceptions.

Read moreThe most misunderstood facts about bobtail truck insurance

You might be happy with your current truck insurance. However, prices and coverages are always changing. Insurance companies introduce new discounts all the time. Plus, insurance companies are always competing to get new customers, and that means that they may offer lower rates.

The good news is that you don’t have to wait until your existing policy is over to change insurance companies. With the vast majority of insurance plans, you can cancel at any time and switch to a new insurance policy. Need some reasons to compare quotes? Here are five of the most compelling reasons to compare truck insurance quotes.

Read more5 Compelling Reasons Why You Should Compare Truck Insurance Quotes

Bobtail and non-trucking liability insurance are often incorrectly referred to as the same. However, there are important differences between the two types of insurance. Not understanding these differences could mean that you are not adequately covered when you need it.

Read moreNon-trucking liability insurance vs. Bobtail insurance

If you drive a semi-truck, in most cases, you probably drive with a trailer attached as you move goods from one place to another. When you are under dispatch, then you will probably be covered under the insurance that your motor carrier provides. However, what about when you drive without a trailer attached? You still need insurance no matter when you drive your truck. So, that means that when you don’t have your trailer attached, you’ll need to get coverage to bridge the gap. This coverage is called bobtail insurance.

Read moreWhat is Bobtail Insurance?

As a lowboy trucking company, you haul some of the most costly cargo on the road. On top of that, you’re at greater risk of theft and damage due to the “exposed” nature of that cargo. Having the lowboy insurance coverage you need ensures that your business doesn’t get caught with a bankrupting repair or replacement bill.

But what kinds of lowboy trailer insurance do you really need? Let’s take a look at three coverages you can consider for your business.

Read moreWhat Kinds of Insurance Do You Need for a Lowboy Trailer