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What’s Reefer Breakdown Coverage?

A typical reefer truck has a separate refrigerated unit you attach to the trailer or it has one built directly into the frame. Refrigeration units keep perishable goods at the correct temperature for the duration of the trip. If you routinely transport perishable goods, adding reefer breakdown coverage to your insurance policy can give you added protection and peace of mind.

Refrigerated goods need special coverage since they pose a higher risk than other types of cargo. We’ll highlight some of the risks of hauling refrigerated goods below as well as what to look for in an insurance policy.

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California Truck Insurance

California Truck Insurance Requirements

Every commercial motor vehicle on the road must have sufficient coverage in place. Apart from being a legal requirement, commercial auto insurance provides the insured parties with financial protection in the event of a covered loss. Commercial motor vehicles are massive investments, and as a truck driver, you’ll want to safeguard your asset.

If you’re a truck driver in California you’re probably on the hunt for the best coverage and rates. Especially as inflation continues to drive up the cost of goods around the world. As a business in the transportation industry, we understand the urge to cut back on expenses. However, now’s not the time to cut back on your insurance coverage. With a few simple tips, you can manage your insurance costs without breaking the bank.

In this article, we’ll discuss the FMCSA insurance requirements in California and the various factors that affect your rates. Let’s get started.

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Do I Need Commercial Auto Insurance

Do I Need Commercial Auto Insurance?

Vehicles, whether leased, rented, or owned, are essential for a variety of tasks when running a business. Companies of all sizes rely on safe and functional vehicles to serve their customers and generate a profit, regardless of whether they’re transporting materials and tools to work sites, hauling goods for deliveries, or driving to meet clients.

It’s critical to protect your drivers and vehicles with adequate insurance coverage. As a result, many businesses turn to commercial auto insurance.

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Cheapest State for Commercial Truck Insurance

What’s the Cheapest State for Commercial Truck Insurance?

Truck insurance is the best way to ensure that your business is protected and can operate free of worry. It can be fairly dangerous for truck drivers these days as accidents and cargo thefts become more prevalent. However, commercial truck insurance is not cheap by any means. This expense can cost truckers tens of thousands of dollars in some cases.

Thus, fleet owners and independent drivers need to weigh their options when purchasing truck insurance.

Your business’s location plays a major factor in the rates you’ll be paying yearly. Therefore, in this article, we’ll discuss the cheapest states for commercial truck insurance and ways to manage this expense. Let’s get started.

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hot shot truck insurance cost

What’s the Cost of Hot Shot Truck Insurance?

A hot shot truck is used to haul unique goods that are unable to fit in a standard tractor-trailer. This can include livestock, agricultural machinery, construction equipment, and cars. Typically, the freight is hauled short distances and for individual customers.

If you’re considering joining the hot shot trucking industry then you’re in the right place. In this article, we’ll discuss insurance costs and ways to save. Let’s get started.

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motor truck cargo insurance

A Guide to Motor Truck Cargo Insurance

Commercial drivers face a number of risks on the road, including truck crashes, severe weather, and equipment breakdowns. Trucking insurance can help cover carriers and drivers from these losses, but it can be easy to overlook another common risk—lost or damaged cargo.

Because for-hire transporters don’t own the cargo they carry, standard trucking liability policies may not provide the coverage you need if anything happens to freight while it’s in transit. And since cargo can be extremely valuable, you could be responsible for expensive losses and damaged relationships with your clients.

All transporters should consider motor truck cargo insurance to cover their liability for the goods they carry. The FMCSA also requires vehicles to have cargo insurance for interstate commerce, and other federal and state laws may also apply.

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Truck Insurance in Texas

Truck Insurance in Texas

Texas is a massive state with loads of truckers operating there. If you happen to have a trucking business in Texas, you must make sure you have reliable insurance. There are plenty of unreliable insurance companies in the state that dodge their clients when things get tough. Make sure you take your time when choosing a quality truck insurance company.

In this article, we’ll discuss why truck insurance in Texas is important, as well as the various coverages you’ll need. Let’s get started.

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Best Truck Insurance Companies

The Best Truck Insurance Companies

Currently, there are around 3.6 million truck drivers in the United States. The number of trucking businesses in the country currently stands at 700,000. Keeping these astounding numbers in mind, picking the best truck insurance companies can be a tricky endeavor.

Like how any coverage works, truck insurance provides those in the transportation industry with the proper protection. There’s a large number of commercial truck insurers in the US and each has their own unique policies.

Let’s discuss the largest truck insurance companies, as well as the ones highly rated by customers.

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Truck Insurance Filings

A Guide to Truck Insurance Filings

Commercial truck filings are an integral part of the truck insurance process. Filings are essentially proof that you’re complying with the federal and state requirements of operating a commercial vehicle. As you may know, having the minimum required liability coverage is required by law.

If you think about it, our truckers haul billions of dollars worth of goods every year. This puts a lot of trucking companies, shippers, and manufacturers at risk. Therefore, the government wants to verify that you’re operating with the necessary coverage to mitigate those risks.

This is where state and federal filings come into the picture. There are certain criteria you must meet before you’re required to show proof of insurance where you’re doing business. The whole thing can get pretty complicated considering many truckers transport goods all over the country.

In this article, we’ll discuss the instances where you’ll need to submit a federal and state filing. Let’s get started.

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