What is a BASIC in trucking and why do the BASICs matter?

Your BASIC percentiles can determine if you'll be subject to FMCSA intervention.

There are a lot of regulations that trucking businesses need to be aware of and follow. The FMCSA (Federal Motor Carrier Safety Administration) is the agency charged with overseeing CMVs and regulating trucks. The FMCSA has the power to intervene with truck businesses in the form of written letters of warning or investigations. But how does the FMCSA decide who to investigate? There are a lot of businesses out there – why would they single out your business?

The FMCSA uses BASIC (Behavior Analysis and Safety Improvement Category) percentiles to prioritize which truck businesses to investigate. What’s a BASIC percentile? Great question. We’ll explain what BASICs are, where they come from, and what could cause your business to get poor percentile scores on your BASICs.

Read moreWhat is a BASIC in trucking and why do the BASICs matter?

Truckers and texting and driving: The consequences of distracted driving

Texting and driving is highly dangerous and can really hurt your truck insurance rates.

A topic that has gotten a lot of attention from the trucking community and the population at large is distracted driving. There are dire warnings about texting and driving – you’ve probably seen some billboards or a TV commercial imploring people to put their phones down and drive. There’s a good reason for this. According to the NHTSA (National Highway Traffic Safety Administration), there were over 3,400 deaths caused by texting and driving in 2015. 390,000 more were injured in distracted driving accidents. Add to that a statistic from the CDC – 9 people are killed and 1,000 are injured every day in distracted driving accidents – and it’s enough to make you pause.

The point is this: distracted driving is dangerous. The statistics prove that. As a trucker, you spend hours upon hours on the roads. The highway is your workplace. And the thing is, driving requires your full attention to be on the road. If the statistics weren’t enough to convince you, let’s take a look at some more reasons that distracted driving is so dangerous, especially as a truck driver.

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10 tips for safe summer trucking

Check out these ten summer trucking safety tips.

Summer is here. Along with the higher temperatures and sunshine come some risks for truck drivers. One might think that winter, with ice and snow and rain, would be most dangerous, but summer has its fair share of risks, too. Summer can be a dangerous time to drive your truck, whether you drive tractor trailers, box trucks, or flatbeds, so check out these summer truck driving tips.

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5 workplace safety policies you should have at your trucking business

Creating workplace safety policies at your business can help you manage your risk.

If you drive trucks and operate a trucking business, you know how important safety is. The roads are a dangerous place. Driving is probably the most dangerous thing we do all day. And that’s why it’s important to minimize the risk to your drivers as much as possible. One way to improve safety at your trucking business is to implement workplace safety policies designed to encourage good driving habits.

What kind of workplace safety policies or protocols should you put in place?

We’ve got five ideas to help you out.

Read more5 workplace safety policies you should have at your trucking business

The dangers of speeding for truck drivers

General liability and auto liability insurance are not the same thing.

As a truck driver, you’re under a lot of pressure to meet your deadlines, keep to the schedule, and get your cargo where it needs to be fast. There could be a lot of temptation to speed. Pushing the speed limit might seem like a great idea when you’re running behind schedule, but there are many consequences and dangers associated with speeding.

We’ll explain why it’s not a good idea to speed and give you some tips to prevent speeding-related accidents.

Read moreThe dangers of speeding for truck drivers

Why you should wear your seatbelt every time you drive

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When you’re behind the wheel of a truck, wearing a seatbelt is a key part of staying safe. Driving is one of the most dangerous things we do on a daily basis, and we’ve gotten so used to it that we forget just how dangerous it is. We get too comfortable. We might even decide not to wear a seatbelt. But we’ll explain how seatbelts keep you safe and why it’s important to buckle up every time you drive – whether you’re driving your truck or your personal car.

Read moreWhy you should wear your seatbelt every time you drive

How to save money on your truck insurance

Your BASIC percentiles can determine if you'll be subject to FMCSA intervention.

Insurance for businesses is not inexpensive. Insuring a trucking business… definitely not cheap. You might cringe when it comes time to pay your insurance bill, or maybe you’re living in dread of finding out how much insuring your business will cost. Trucks are risky – the roads are dangerous, and there are a lot of things that could go wrong. That’s why it’s so important to have the right coverage and to make sure that your business is properly insured. But that doesn’t mean that you want to pay a fortune for it. So, we’ve got some tips to help you save money on your commercial truck insurance.

Read moreHow to save money on your truck insurance

The dangers of strong wind for the drivers of tractor trailers

How does your SAFER score affect your insurance rates?

When you think of poor driving conditions, several things might come to mind. Rain. Snow. Fog. Night-time darkness. But one weather-related hazard for truck drivers that may not be immediately apparent is wind. Semi trucks, in particular, can be affected by wind because they can tip over very easily. We’ll explain why wind is so hazardous for tractor trailers and how you can stay safe in strong winds.

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How preventive maintenance can help you lower your truck insurance rates

Preventive maintenance can help you save on your truck insurance.

Just like you go to the doctor for a check-up every year, it’s important to get regular “check-ups” for your truck. Preventive maintenance means getting your trucks checked out by a reputable, experienced mechanic even when there’s nothing “wrong” with them. Having regular maintenance done on your trucks can help you catch problems before they become hazards. Plus, you don’t want your truck to spontaneously stop working, right? Getting a mechanic to service your trucks (whether you have dump trucks, straight trucks, flatbeds, or even moving trucks) on a regular basis can also help your truck insurance rates. We’ll explain why.

Read moreHow preventive maintenance can help you lower your truck insurance rates

Ten tips for driving a truck safely in the city and avoiding accidents

Short-haul truck insurance costs can be affected by different factors.

Driving in a city can be stressful in a passenger car, let alone in a truck – flatbed, semi, auto hauler, box truck, it doesn’t matter. Urban driving presents many hazards, such as traffic, the presence of many cars in a small amount of space, narrow winding streets, sharp turns, and pedestrians. Trucks are perhaps not the ideal city vehicles. It’s not easy trying to get where you have to go in the city, but we’ve got some tips to help you stay safe when you have to drive through a densely populated area.

Read moreTen tips for driving a truck safely in the city and avoiding accidents