If you’re going to be driving hotshot, you’re in a unique insurance situation. It’s a unique line of work, after all, since you’re using a hefty pick-up truck to haul loads for a profit. So, it can be tricky to get your insurance all set up properly. One question you may have is whether you can work under someone else’s DOT, like an owner-operator. Now, that’s a great question, and we’ll explain why driving hotshot is different than being an owner-operator with a semi-truck. We’ll give you some helpful information about hotshot truck insurance.