Hotshot trucking isn’t a nickname for fancy driving. This term refers to trucks that haul freight with a super heavy-duty pickup truck rather than the standard big rigs that you see on the interstate.
Insurance
Truck insurance might seem complicated and overwhelming, but that’s why our team is here. We’re transportation professionals who help businesses insure their commercial vehicles all day, every day. We understand the risks you face and the coverages you need to protect your business from them. Our goal is to make truck insurance as easy as possible.
Part of that includes the articles below. The following articles explain different concepts and different coverages that your truck business might need. Commercial vehicle insurance might seem overwhelming, but that’s why we’ve broken down different topics into smaller, manageable articles. From deductibles to physical damage coverage, we’ve compiled useful information for any trucking business to have.
So, take some time to click through and read the posts below. They’re there for you to read at your leisure. We hope that you enjoy the content and find it helpful as you begin the process of getting coverage for your trucks.
What to know about truck insurance if you’re growing your fleet
As your business grows, the number of vehicles you have and need to insure may grow as well; the variety of vehicles you need could change and expand over time as well. Whether you have a fleet of auto haulers, your own delivery fleet, or a few box trucks, you could benefit from the right commercial insurance policy.
How To Get Insurance For Your Landscaping Trucks
If you own a small landscaping business, you probably try to save money every way that you can. In an effort to save, you might even insure your landscaping trucks and trailers on your personal auto policy. However, this is almost the same as not having any insurance at all. If you are in an accident or damage a customer’s lawn with your truck, this decision will come back to haunt you.
How does my trucking business’s SAFER score affect my insurance rates?
Your SAFER score may not only signal issues within your trucking business. It can directly impact your truck insurance rate. Learning more about how this score works and how an insurer views this score will help improve audit performance and keep insurance premiums low.
Here’s what you need to know.
General Liability vs. Auto Liability: What You Need to Know
State-mandated minimum coverage for trucking companies has been going up over the years. This is especially true if you haven’t shopped around a few years. As insurance costs rise, it cuts into profits so it’s important to know what you’re paying for.
Guide to insurance coverage for moving businesses
Looking to invest in some moving company trucks? Business is booming because people are always moving. Plus, you can work part-time on the weekends as a side hustle. Although it might not be the most glamorous job, a moving business is pretty easy to start up and gives you a lot of freedom to set your own hours and such.
How Driveaway Insurance Can Save Your Towing Company Money
Driveaway insurance can save your tow truck company some serious money. It covers you when you drive a vehicle away from the scene rather than towing it. Would you be doing more driveaways if you knew you were protected?
What you need to know about insurance for dump trucks
Dump trucks are the workhorses of the transportation and trucking industry. These giant trucks are large and a lot less nimble than other vehicles. As a result, they are prone to accidents. In fact, dump trucks have the highest fatality rate of any commercial truck.
What insurance coverages do I need for a dump truck?
If you operate or own a dump truck, you might be wondering what kind of insurance coverage you need. If you haul trash, snow, ice or asphalt, then you need dump truck insurance. You also need dump truck insurance if you haul or remove construction materials.