If you tow disabled vehicles, then you need specialized tow truck insurance. Just having regular truck insurance is not enough. However, rates for tow truck insurance can be expensive. In fact, many insurance carriers have raised their rates as towing vehicles can be risky.
Insurance
Truck insurance might seem complicated and overwhelming, but that’s why our team is here. We’re transportation professionals who help businesses insure their commercial vehicles all day, every day. We understand the risks you face and the coverages you need to protect your business from them. Our goal is to make truck insurance as easy as possible.
Part of that includes the articles below. The following articles explain different concepts and different coverages that your truck business might need. Commercial vehicle insurance might seem overwhelming, but that’s why we’ve broken down different topics into smaller, manageable articles. From deductibles to physical damage coverage, we’ve compiled useful information for any trucking business to have.
So, take some time to click through and read the posts below. They’re there for you to read at your leisure. We hope that you enjoy the content and find it helpful as you begin the process of getting coverage for your trucks.
How to choose insurance for dump trucks
If you use a dump truck to haul sand, dirt, asphalt, gravel or rock, then you need specialized dump truck insurance. Dump trucks are classified as heavy-duty commercial vehicles. They include transfer dump trucks, tandem dump trucks, and side dump trucks.
Get insurance for transporting equipment for business use
Commercial machines and equipment are always on the move. Semi trucks spend more than 140 billion miles on the road each year transporting goods and equipment across the United States. If you are an owner operator who delivers machines and equipment via your own tractor trailer, you need the right insurance to help keep you on the road.
Ask the professionals: What is truck auto liability insurance?
If you drive a semi or another type of truck for your work, you might be wondering what type of insurance you need. Whether you are a contractor with one commercial truck or you have been an owner-operator for many years, it is important to understand the different insurance coverages available.
What is a truck inspection like?
The Department of Transportation (DOT) requires all commercial vehicles that weigh more than 10,000 pounds to undergo an annual truck inspection. This is to ensure that all equipment on the commercial vehicle works as it should to help improve public safety. The DOT conducts inspections at six different levels.
Three reasons to keep an eye on your CSA Score
Your CSA score is a measure of how well your business is complying with safety requirements mandated by the Federal Motor Carrier Safety Administration (FMCSA). This program is designed to review a carrier’s safety events and records and compare how well they align with industry standards and best practices.
What does a garagekeepers policy cover?
Do you own a garage and operate a tow truck? If so, then you might need a garagekeepers policy. Garagekeepers insurance policies provide protection for a vehicle while it is in your garage. It protects the customer’s vehicle while it is parked or stored at your location. Covered events can include:
What is the MCS90 Endorsement for truck insurance?
In 1980, the federal government passed legislation called the Federal Motor Carrier Act that required motor carriers to show proof of financial responsibility to cover claims initiated by third parties.
What kind of insurance do delivery drivers need?
Are you a delivery truck driver? Do you deliver packages for Amazon or Walmart? If so, then it is important to make sure you have the right insurance coverage. Your personal automobile policy will not provide adequate coverage if you do delivery on the side.