Insurance for businesses is not inexpensive. Insuring a trucking business… definitely not cheap. You might cringe when it comes time to pay your insurance bill, or maybe you’re living in dread of finding out how much insuring your business will cost. Trucks are risky – the roads are dangerous, and there are a lot of things that could go wrong. That’s why it’s so important to have the right coverage and to make sure that your business is properly insured. But that doesn’t mean that you want to pay a fortune for it. So, we’ve got some tips to help you save money on your commercial truck insurance.
Truck insurance can seem very overwhelming and confusing. Whether your business has dump trucks, tow trucks, semis, or auto haulers, dealing with the insurance for your truck operation is probably not something on your list of favorite things to do. Insurance often comes with the side effects of stress and frustration, which is why our goal is to make truck insurance easy. That being said, we’ve compiled a list of ten things to know about truck insurance.
When you think of poor driving conditions, several things might come to mind. Rain. Snow. Fog. Night-time darkness. But one weather-related hazard for truck drivers that may not be immediately apparent is wind. Semi trucks, in particular, can be affected by wind because they can tip over very easily. We’ll explain why wind is so hazardous for tractor trailers and how you can stay safe in strong winds.
Just like you go to the doctor for a check-up every year, it’s important to get regular “check-ups” for your truck. Preventive maintenance means getting your trucks checked out by a reputable, experienced mechanic even when there’s nothing “wrong” with them. Having regular maintenance done on your trucks can help you catch problems before they become hazards. Plus, you don’t want your truck to spontaneously stop working, right? Getting a mechanic to service your trucks (whether you have dump trucks, straight trucks, flatbeds, or even moving trucks) on a regular basis can also help your truck insurance rates. We’ll explain why.